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REWARDS RATE
1% - 6%
ANNUAL FEE
$0 intro annual fee for the first year, then $95.
REGULAR APR
18.24%-29.24% Variable
RECOMMENDED CREDIT
Very Good to Excellent

Blue Cash Preferred® Card from American Express highlights

What you’ll like about it

  • 6%6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6%6% Cash Back on select U.S. streaming subscriptions.
  • 3%3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 3%3% Cash Back at U.S. gas stations
  • 1%1% Cash Back on other purchases

What we like about it

4.4

Bankrate rating
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Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express benefits

  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Blue Cash Preferred® Card from American Express

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Blue Cash Preferred® Card from American Express
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