Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
Understanding the difference between APR and APY can help you make smart money decisions.
Find a credit card that aligns with your spending pattern to reap the rewards.
When paying for medical bills with credit, aim to pay it off as soon as possible.
Here are our picks for the best-looking credit cards — and how you can use them.
Delinquency can have a rough impact on your credit, but it’s possible to recover.
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
Fixed-rate credit cards aren’t as common as they once were.