6 reasons I prefer cruises when I travel with family

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Sarah Gage

Published on May 24, 2024 | 6 min read

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Happy parents and their kids enjoying in the swimming pool.

This article was originally published on August 9, 2023.

Key takeaways

Cruises can be easy to budget and plan for since most of the costs involved are fixed, meaning you know what you're paying upfront.
Not only do cruises include your lodging and transportation in the cruise fare, but you get unlimited meals and snacks as well.
Credit card rewards can also defray the costs involved in cruising, whether you opt to use airline miles to fly to a cruise port or flexible travel rewards or cash back to cover your cruise fare.

While I find value in all types of travel — including adventure and sightseeing trips all over the world — I try to plan family vacations that are both relaxing and fun. With two teen girls to keep happy and entertained, my partner and I don’t want to over-plan or try to do too much on vacation. Instead, we like to sit back and relax, enjoy a week (or longer) without cooking or cleaning and spend time together chatting, playing games and basking in the sun.

All-inclusive resorts sometimes make their way into our travel plans, but my true preference for family vacations is always going to be cruising. That’s why, ultimately, I typically take our family on three to four cruises over the course of any given year. Not only do we cruise the Caribbean over winter break each year, but we frequently cruise in Europe in order to see new destinations while keeping costs down.

Are cruises worth it? I certainly think so. It’s fun, and cruises let you book the bulk of your vacation plans with a few easy clicks. Here are some of the other important reasons I love cruising — and why I don’t plan to give it up any time soon.

1. Cruises offer great value for family trips

One of the biggest reasons I love cruising is the value you can get if you shop around and look for deals. It goes without saying that a cruise is both your hotel and your transportation to whatever destinations are included on an itinerary. But cruises also include a range of activities, entertainment, pools, waterparks and more.

The pricing can be phenomenal for what you get in return. For example, on the new MSC World America, which will begin sailing out of Miami, Florida in April of next year, a family of four (with children ages 13 and 15) can book a seven-night Caribbean cruise starting at $435 per person for an inside cabin or $629 per person for a balcony room.

The total cost for the seven-night trip for four people works out to $1,738 for the trip in an interior cabin and $2,355.16 in total when you add in port taxes and fees for everyone in the traveling party, which means the cruise is around $336 per night. And remember, the fare includes your hotel room, three meals a day (plus snacks and basic drinks) and a luxury, scenic ride to wherever your ship happens to be sailing.

For this particular cruise, the MSC World America stops in San Juan in Puerto Rico, Puerto Plata in the Dominican Republic and Ocean Cay Marine Reserve, which is MSC Cruises’ private island in the Bahamas.

2. Meals are included, along with dishes and clean-up

Did I mention that meals are included on cruises? While dining options vary, most cruise lines and vessels feature a main buffet (or several buffets), main dining room options, eateries serving up fast and easy meals and a handful of specialty restaurants.

We aren’t fancy eaters but we are vegetarian, and we usually find that the food served on cruises is perfectly fine and even great at times. It’s also nice to know that all meals (other than specialty dining) are included in the cruise fare. We’ve also scored plenty of cruise deals that include free drink packages, which is another major benefit I look for any time I book.

3. Fewer financial surprises at the end of a trip

Another benefit of cruising is one that also applies to all-inclusive resorts. Once you pay for your cruise fare and transportation to the cruise port, there are fewer financial surprises to watch out for over the course of a trip.

Of course, cruises do charge gratuities on top of the cruise fare that must be planned for, and there are excursions to book if you don’t want to explore on your own. And yes, we occasionally buy something in an on-board store or pay for a meal in a cruise specialty restaurant.

The thing is, these are all items you can research and book ahead of time, and we have never arrived home from a cruise to a big vacation bill that was higher than anticipated.

4. Drive to the cruise port for additional savings

Another reason I like cruises typically does not apply to all-inclusive resorts. Whereas most resorts that include food, drinks and entertainment are located outside the United States and necessitate a flight, there are cruise ports you can drive to dotted throughout the United States.

We do sometimes fly for a cruise depending on rates and timing, mostly because we are landlocked at home in our state. We also do a lot of international cruises. However, we typically drive to the cruise port in Port Canaveral, Florida over winter break to board our annual New Year’s cruise, and it’s nice to have that option considering travel delays are so common over the holidays. Not only that, but driving 15 hours and spending a few hundred dollars on gas easily saves us more than $1,600 on round-trip flights for the four of us.

5. Explore new cultures and destinations

I’m not going to lie — my family of four rarely gets off the ship when we cruise the Caribbean anymore. We have been to all the cruise ports already, and we all like to enjoy the features of our ship on those days when everyone else gets off for the day. With that in mind, our Caribbean cruises are more about leisure and not meant to provide a cultural experience by any means.

That said, we often book cruises around the world and learn about new cultures that way. For example, we booked a seven-night cruise for fall break last year that departed from Athens, Greece and stopped in Kusadasi, Turkey; Cyprus; and the Greek islands of Rhodes, Santorini and Mykonos. In total, we paid less than $3,800 in total for this seven-night cruise, including one balcony cabin and an interior cabin across the hall for our kids.

My husband and I also enjoyed a 12-night Norway cruise on the MSC Preziosa while our two kids were at summer camp last year. Not only did we stop in the Arctic Circle and see the highest point in continental Europe, but we explored the Norwegian coastline with stops in Tromso, Trondheim, Alesund, Bergun and more. During the trip, we tried local Norwegian delicacies, climbed up thousands of ancient sherpa stairs built into the side of mountains, spent time in small villages and hiked through the wilderness.

6. Paying with credit card rewards helps defray costs

Finally, it’s important to remember that I rarely pay full price for cruises thanks to my stash of credit card rewards. When we do fly to the cruise port, we almost always redeem airline miles to cover our airfare. We have also used flexible travel rewards to cover cruise fares directly, and we have booked a nearly endless number of cruise excursions and day trips using Chase Ultimate Rewards points.

I don’t have any co-branded cruise credit cards because, by and large, it’s much easier to earn more rewards and have more flexibility when you opt for a flexible travel credit card instead. With that in mind, my favorite credit cards for cruises include the Chase Sapphire Reserve® and the Capital One Venture X Rewards Credit Card.

I like the Chase Sapphire Reserve for cruises because you can get 50 percent more points value for cruise fare when you book travel through the Chase travel portal, and because you can use Chase Ultimate Rewards points for pre-departure hotels, airport pickups and cruise ship excursions. In the meantime, the Capital One Venture X Rewards credit card is great for cruises because you can redeem miles as a statement credit to cover travel purchases made to the card (within the past 90 days) at a rate of 1 cent per mile.

The bottom line

My family loves cruising, and we have no plans to stop any time soon. We have cruised with MSC Cruises, Carnival and Princess in the past, and we have enjoyed all our experiences in different ways.

Aside from the fact that your lodging, transportation, food and fun are all included in your cruise fare, taking a cruise feels like more of an “event” than other types of trips have in the past. As long as cruise lines keep offering great value and I can use rewards credit cards to cover different parts of our family vacations, I’ll keep cruising until the end of time.