Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.
Closing the account may affect your credit score, but it will depend on your current credit factors.
To help keep your credit utilization low, stick to a twice-monthly payment schedule.
If you have bad credit, the Secured Self Visa® Credit Card could be what you need.
Here’s what you need to know about soft pull credit cards and which issuers offer them.
How to use credit card referrals to earn extra rewards.
A Bank of America credit limit increase is possible, but you may need to ask.
Earning travel rewards with credit cards can help offset travel expenses.