Credit Card Advice
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.
Businesses tend to cover merchant fees, but other times consumers eat the cost.
Learn how to use the sign-up bonus that Capital One Savor offers to new cardholders.
You may be able to apply for a business credit card using your EIN only.
Before you book your next vacation, look for ways to score free breakfast.
Teachers can use credit cards as an option to finance classrooms and cover teaching costs.
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
Convenience checks can be used in a number of ways, but they come with hidden costs.