Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
The best time to apply for a credit card depends more on your financial situation.
Having a negative balance on a credit card reflects what your issuer owes you.
The Amex Blue Cash Everyday offers a few solid benefits in addition to its ongoing rewards on gas, groceries and online retail purchases.
You can use card locks to prevent purchases on your credit card.
The right travel credit card ultimately depends on the type of traveler you are.
Deferred interest deals can be enticing but you could pay more than you expected.
The Amex Membership Rewards program lets you earn points for flexible redemptions.