Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
4 min read Dec 17, 2024 -
How to maximize rewards on an international trip
Here’s how to earn the most points possible during your next trip abroad.
6 min read Dec 17, 2024 -
Best credit cards for home improvements
Find out how to use a 0 percent APR credit card to finance home projects.
9 min read Dec 16, 2024 -
Is the Chase Freedom Flex worth it?
Learn how the quarterly bonus structure works and how it compares to other options.
5 min read Dec 16, 2024 -
What is a student credit card?
A student credit card is designed for people starting to build their credit.
6 min read Dec 13, 2024 -
Guide to American Express purchase protection
Gain protection against damage or theft for items you pay for with your card.
7 min read Dec 13, 2024 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
8 min read Dec 13, 2024 -
Is it illegal to use a business credit card for personal expenses?
No, but mixing business and personal expenses can have some serious consequences.
6 min read Dec 13, 2024 -
Should I get a student credit card?
A student credit card is a big deal. Here’s what you should know before getting one.
4 min read Dec 13, 2024 -
Credit card issuers that offer contactless cards
Most major credit card issuers offer this option, making transactions quicker and safer.
4 min read Dec 12, 2024 -
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?
Need a balance transfer? Is Discover it Cash Back or Citi Diamond Preferred best?
4 min read Dec 12, 2024 -
Do I have to pay off credit card debt that’s been sold to a collector?
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
6 min read Dec 11, 2024 -
Can I cancel a credit card application?
Can you cancel a credit card application? Yes, but only if it’s pending a decision.
7 min read Dec 11, 2024 -
Best credit cards for Airbnb and VRBO
Learn some of the best ways to earn rewards on Airbnb and VRBO stays.
3 min read Dec 11, 2024 -
What should I do if I find someone’s credit card?
Found a lost credit card? Here’s what you should do next.
4 min read Dec 10, 2024 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Dec 09, 2024 -
Don’t sleep on the “online shopping” rewards category
“Online shopping” is an all-too-often forgotten credit card bonus category. Here’s why it could be one of the most lucrative bonus categories out there.
5 min read Dec 09, 2024 -
Why the Amex Platinum is a great card for active duty military
Get all the generous benefits this card offers for an annual fee of $0.
7 min read Dec 09, 2024 -
Travel fees you can avoid with the right card lineup
By leveraging the right credit cards, you can save money on travel.
4 min read Dec 09, 2024 -
How old do you have to be to get a credit card?
What are your credit card options if you are below 21 years of age?
4 min read Dec 09, 2024