Credit card default: How it happens, what to do about it
Learn more about credit card default and what to do if you find yourself in that situation.
5 min read
Feb 05, 2025
Credit Scores & Reports Advice
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Latest Credit Scores & Reports Articles
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How to do a balance transfer with American Express
Learn about balance transfers with Amex and what you need to initiate one.
5 min read Feb 03, 2025 -
Does applying for a credit card hurt your credit?
To process a credit card application, issuers will do a hard inquiry on your credit.
7 min read Jan 27, 2025 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
7 min read Jan 15, 2025 -
Do I have to pay off credit card debt that’s been sold to a collector?
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
6 min read Dec 11, 2024 -
Why is good credit so important?
Here’s what you need to do to get your score within a good credit range.
7 min read Nov 10, 2024 -
What credit score do you need for a credit card?
A look into what credit score you need to qualify for different types of credit cards.
4 min read Nov 05, 2024 -
What you need to know about your credit score
This guide goes over the main determinants of your credit score, which factors matter the most and more.
5 min read Oct 24, 2024 -
Cut off? What to do if your credit card issuer lowered your limit
Discover preventative measures and what to do if your limit was already cut.
6 min read Oct 09, 2024 -
Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
5 min read Sep 20, 2024 -
How to check your business credit report
Learn how to check your business credit score, including paid and free options.
4 min read Sep 20, 2024 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
6 min read Sep 10, 2024 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Aug 30, 2024 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
5 min read Aug 29, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Aug 26, 2024 -
How your credit limit is determined
Discover how credit limits work and what you can do to increase yours.
5 min read Aug 26, 2024 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score proves that you are a creditworthy consumer.
5 min read Aug 23, 2024 -
How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
4 min read Aug 22, 2024 -
How to get a credit card with no credit history
Getting your first credit card is important for building strong credit.
6 min read Aug 16, 2024 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
7 min read Aug 15, 2024
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