Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Visa vs. Mastercard: Which card is better for your wallet?
Visa and Mastercard are card networks that offer similar protections and benefits.
5 min read Oct 17, 2024 -
How to rent a car with points and miles
Booking car rentals with rewards points can offer some value to travelers.
3 min read Oct 17, 2024 -
How to remove an authorized user from a credit account
Looking to remove an authorized user? The process is simple.
5 min read Oct 16, 2024 -
What is an outstanding balance on a credit card?
Learn about a credit card’s outstanding balance vs. a statement balance.
3 min read Oct 16, 2024 -
What income do you need to get a credit card?
Learn the minimum income requirements needed to qualify for a credit card.
6 min read Oct 16, 2024 -
Mastercard credit card benefits: What is the difference between each tier?
Learn about each Mastercard credit card tier’s benefits and perks.
3 min read Oct 16, 2024 -
What is a chargeback?
Here’s what you need to know about chargebacks and when to pursue them.
5 min read Oct 15, 2024 -
How do credit card refunds work?
Credit card refunds are easy to request, but they may take two weeks to process.
7 min read Oct 14, 2024 -
What is a business credit card and how does one work?
Find out what a business credit card is and how this type of card works.
6 min read Oct 11, 2024 -
How can I remove my card information from a website?
Learn how to remove your card information from an online site.
6 min read Oct 10, 2024 -
Guide to instant-use credit cards
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
4 min read Oct 10, 2024 -
Ways your credit card info might be stolen and how to prevent it
Keep an eye out for fraud and take these steps to mitigate the damage if you find any.
8 min read Oct 10, 2024 -
Cut off? What to do if your credit card issuer lowered your limit
Discover preventative measures and what to do if your limit was already cut.
6 min read Oct 09, 2024 -
How to switch credit cards
If your card doesn’t match your needs, consider switching cards with your issuer.
6 min read Oct 09, 2024 -
How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency or unplanned expense, but it comes with high interest and transaction fees. Here’s how to minimize the cost of a cash advance.
5 min read Oct 08, 2024 -
Walmart+ vs. Amazon Prime: Which shopping subscription service is better?
Both of these services offer very similar benefits and features, but which is better for you?
7 min read Oct 07, 2024 -
I was afraid of credit cards. Here are 6 things I learned while getting my first one.
Here are 6 things I learned while getting my first credit card.
6 min read Oct 07, 2024 -
How to close a Chase credit card
Learn how to close your Chase account and whether you should.
5 min read Oct 07, 2024 -
How I built my credit with a credit card
I raised my credit score by more than 120 points with credit cards. Here’s how.
6 min read Oct 07, 2024 -
How to send money with a credit card
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
5 min read Oct 07, 2024