Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How to increase your chances of getting preapproved on CardMatch
CardMatch makes it easy to see which top rewards credit cards you could be eligible for. Find out how to increase your chances of getting preapproved.
3 min read May 28, 2021 -
State of Gen Z personal finance: Are the kids alright?
Gen Z aren’t just kids and teenagers anymore. Adult Gen Zers (18-24 years old) are graduating from high school and starting college or a career. This is the time when they may begin to feel a measure [...]
5 min read May 05, 2021 -
Enjoy free trials of streaming services, then earn rewards
Social distance with free trials on streaming services and earn rewards after they end.
7 min read Apr 28, 2021 -
Chase tool helps you avoid getting burned by recurring charges
Here’s how to avoid the trap of recurring charges.
3 min read Apr 09, 2021 -
Do I need a vaccine passport to book a flight?
Dear Cashing In: I really want to use my rewards points to travel internationally soon. Is it true that I’ll need to have a vaccine passport in order to book my flights?—Kellee Dear Kellee, It’s [...]
4 min read Apr 06, 2021 -
Should you use your stimulus check to pay down credit card debt?
Who doesn’t love free money? The stimulus checks certainly have that feel regardless of whether they really are or not. The question is, what’s the best way to use this money? Let’s dive in. First [...]
3 min read Apr 01, 2021 -
Is COVID killing cash?
I haven’t been to a bank branch or ATM in 105 days and counting. I withdrew $40 in cash in early December and it hasn’t run out yet. It’s no secret that cash usage has been declining for years. But [...]
3 min read Mar 26, 2021 -
How to file taxes for the first time
Filing taxes may seem daunting, but for the average person, it’s usually fairly simple.
7 min read Mar 24, 2021 -
Financial infidelity plagues many households, led by millennials
Hey, honey, did you know I’ve been cheating on you? (Financially, that is.) That’s the unfortunate—and unromantic—reality for millions of Americans. Four out of every 10 U.S. adults that are married, [...]
3 min read Mar 19, 2021 -
Credit cards and COVID: One year later
“See you in a couple weeks when this craziness is all over,” was a common refrain as we filed out of our Manhattan office on March 10, 2020. Now two weeks have turned into 52, and the company has said [...]
4 min read Mar 12, 2021 -
When to pay credit card bills
Paying your credit card on-time or early helps avoid missed payments, late fees, extra interest charges and more.
4 min read Mar 08, 2021 -
Affirm’s new debit card blurs the lines with credit
Affirm’s new debit card is the first to directly incorporate a pay-over-time option.
3 min read Feb 25, 2021 -
Poll: 2020 is a great year to negotiate credit card terms
Chances are that if you asked to have your credit card annual or late fees waived, interest rates lowered or credit limits raised in 2020, you’d get what you wanted. But a lot of people haven’t asked, [...]
5 min read Dec 21, 2020 -
How to get a free credit score
Many credit card issuers offer their customers free credit scores, and some even provide them to non-customers.
3 min read Dec 10, 2020 -
A guide to Samsung Pay
Samsung Pay opens up a lot of mobile payment options. All you need is the free app and your compatible Samsung device.
4 min read Dec 04, 2020 -
Navigating a holiday shopping season unlike any other
Two in five holiday shoppers are taking a different approach to gift-giving this year, according to a recent Chase survey. That includes 55 percent who plan to focus on quality rather than quantity and [...]
5 min read Nov 30, 2020 -
Denied: Many Americans have been turned down for credit in 2020
Millennials encounter higher rates of denial (for at least one financial product) compared to older generations.
6 min read Nov 23, 2020 -
Your guide to Chase Pay
If you’re looking for a convenient way to pay with a Chase card, Chase Pay may be the solution you’re looking for.
4 min read Nov 16, 2020 -
What is the shopping cart trick and does it still work in 2021?
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work? Here’s everything you need to know about the mythical shopping cart trick.
5 min read Nov 04, 2020 -
Poll: Most Americans lax about protecting personal data
Have you ever used your dog’s name as a password, hopped online at a coffee shop or tossed your credit card bill in the recycle bin? A new poll shows you’re not the only one taking these kinds of data [...]
5 min read Oct 28, 2020