Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
6 min read Feb 05, 2025 -
10 credit card mistakes to avoid in 2025
Avoid these 10 credit card mistakes this year to make the best use of your credit.
9 min read Feb 03, 2025 -
Should you pay bills with a credit card?
Earn valuable rewards paying your bills with a card, but make sure you understand the fees and more.
6 min read Jan 31, 2025 -
How to spot a credit card skimmer
These devices take only seconds to install and can give thieves access to your banking data.
5 min read Jan 31, 2025 -
What is the shopping cart trick and does it still work?
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work?
5 min read Jan 31, 2025 -
How to maximize spending with Amex Offers
Amex Offers let you earn rewards when you activate and meet the requirements.
6 min read Jan 31, 2025 -
Best credit cards for European travel
Pick the right card for your European vacation to avoid foreign transaction fees and make the most of travel rewards.
8 min read Jan 31, 2025 -
Should you pay off credit card debt before applying for a mortgage?
Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.
4 min read Jan 30, 2025 -
Can a business charge for using a credit card?
Businesses tend to cover merchant fees, but other times consumers eat the cost.
9 min read Jan 30, 2025 -
How to use the Capital One Savor sign-up bonus
Learn how to use the sign-up bonus that Capital One Savor offers to new cardholders.
5 min read Jan 30, 2025 -
How to get a business credit card with an EIN only
You may be able to apply for a business credit card using your EIN only.
7 min read Jan 30, 2025 -
9 major hotel chains with free breakfast
Before you book your next vacation, look for ways to score free breakfast.
6 min read Jan 30, 2025 -
Best credit cards for teachers
Teachers can use credit cards as an option to finance classrooms and cover teaching costs.
6 min read Jan 29, 2025 -
The Fed cut rates. Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
6 min read Jan 29, 2025 -
How a new credit card can fight inflation
A new credit card, timed right and used strategically, can help you fight high prices.
6 min read Jan 29, 2025 -
What are convenience checks?
Convenience checks can be used in a number of ways, but they come with hidden costs.
6 min read Jan 27, 2025 -
Does applying for a credit card hurt your credit?
To process a credit card application, issuers will do a hard inquiry on your credit.
7 min read Jan 27, 2025 -
Can you pay rent with a credit card?
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
9 min read Jan 24, 2025 -
Chase tool helps you avoid getting burned by recurring charges
Chase’s Stored Cards feature can help you track where your money is going.
5 min read Jan 24, 2025 -
Debit vs. credit card: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
6 min read Jan 21, 2025