Understanding credit card addiction and how to get help
The sooner you seek help, the sooner you can take steps toward recovery.
8 min read
Dec 21, 2024
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
4 min read Dec 17, 2024 -
Even credit card writers make mistakes. How I’ve gotten myself into (and out of) debt
Everyone makes mistakes, including credit card writers. It’s how you react that makes the difference.
5 min read Dec 17, 2024 -
5 ways a 0% APR credit card could actually hurt your credit
A 0 percent intro APR card can hurt your credit in some instances, so use it well.
3 min read Dec 06, 2024 -
What is debt management?
If you are overwhelmed with debt, a debt management program could provide relief.
5 min read Dec 05, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
6 min read Dec 05, 2024 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Dec 03, 2024 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
5 min read Nov 27, 2024 -
How to repair your credit in 5 steps
Employ the tactics outlined in this credit repair guide and get your score back on track.
6 min read Nov 25, 2024 -
How to do a credit card balance transfer
Here’s how to do a balance transfer, which could help you pay off debt faster.
7 min read Nov 21, 2024 -
What is the limit for a balance transfer card?
How much can you balance transfer? Get the facts to pay down your debt.
6 min read Nov 20, 2024 -
What credit score do you need for a 0% intro APR card?
Find out what credit score you need for a 0 percent intro APR credit card.
4 min read Nov 19, 2024 -
Can you buy a home while carrying credit card debt?
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
3 min read Nov 04, 2024 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
8 min read Oct 18, 2024 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
5 min read Oct 07, 2024 -
Should I use a HELOC to pay off credit card debt?
It’s a good way to get those balances off your back, but beware the risks.
6 min read Oct 01, 2024 -
How to get a business credit card with an EIN only
Depending on your business’ revenue and size, you may be able to apply for a business credit card using your EIN only.
7 min read Sep 28, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Sep 27, 2024 -
How to tell if debt settlement is a good idea for you
Debt settlement is a risky way to lower debt but could be a good last resort.
9 min read Sep 26, 2024 -
Which cards still offer a 21-month intro APR?
There are several 21-month balance transfer cards on the market.
4 min read Sep 20, 2024
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