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Next Vacay

Next Vacay's Favorite Cards

Limited time offer
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Best for travel rewards on everyday spending

Recommended credit score:670 - 850
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on Capital One's secure site

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Bankrate score

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5.0
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Intro offer

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Enjoy a $250 travel credit & earn 75K bonus miles

Rewards rate

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2X miles - 5X miles

Annual fee

$95

Regular APR

19.49% - 28.49% (Variable)

Best luxury card bonus for airfare

Recommended credit score:Good to Excellent
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on American Express's secure site

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Bankrate score

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4.8
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Intro offer

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As High As 175,000 points. Find Out Your Offer.

Rewards rate

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5X

Annual fee

$895

APR

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Why you'll like this: It boasts perhaps the most valuable perks and welcome bonus you can potentially get on a travel rewards card.

BEST STARTER TRAVEL CARD

Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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4.9
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Bankrate review

Intro offer

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75,000 bonus points

Rewards rate

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1x - 5x

Annual fee

$95

Regular APR

19.24% - 27.49% Variable

Capital One Venture X Rewards Credit Card

Bankrate score

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5.0
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Bankrate review
Recommended credit score:740 - 850
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on Capital One's secure site

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Intro offer

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Earn 75,000 bonus miles

Rewards Rate

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2 Miles - 10 Miles

Annual fee

$395

Regular APR

19.49% - 28.49% (Variable)

Chase Sapphire Reserve®

Bankrate score

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4.8
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Bankrate review
Recommended credit score:740 - 850
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on Chase's secure site

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Intro offer

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125,000 bonus points

Rewards Rate

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1x - 8x

Annual fee

$795

Regular APR

19.49% - 27.99% Variable

Best for pairing

Chase Freedom Unlimited®

Bankrate score

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5.0
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Bankrate review
Recommended credit score:670 - 850
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on Chase's secure site

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Intro offer

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Earn $200 cash back

Rewards rate

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1.5% - 5%

Annual fee

$0

Regular APR

18.24% - 27.74% Variable

Why you'll like this: Its high base rewards rate and everyday bonus categories make it an excellent foundation for any Chase card stack.

Citi Double Cash® Card

Bankrate score

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4.2
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Bankrate review
Recommended credit score:670 - 850
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on Citi's secure site

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Intro offer

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$200 cash back

Rewards Rate

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2% - 5%

Annual fee

$0

Regular APR

17.49% - 27.49% (Variable)

Best for dining

American Express® Gold Card

Bankrate score

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4.9
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Bankrate review
Recommended credit score:Good to Excellent
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Apply now

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

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As High As 100,000 points. Find Out Your Offer.

Rewards rate

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1X - 4X

Annual fee

$325

APR

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The World of Hyatt Credit Card

Bankrate score

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4.8
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Bankrate review
Recommended credit score:670 - 850
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on Chase's secure site

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Intro offer

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Earn up to 5 free nights

Rewards Rate

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2X - 9X

Annual fee

$95

Regular APR

19.24% - 27.74% Variable

Best for cash bonus + food rewards

Capital One Savor Cash Rewards Credit Card

Bankrate score

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5.0
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Bankrate review
Recommended credit score:670 - 850
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on Capital One's secure site

See Rates & Fees

Intro offer

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Earn a one-time $200 cash bonus

Rewards rate

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1% - 8%

Annual fee

$0

Regular APR

18.49% - 28.49% (Variable)

Why you'll like this: Its platter of bonus categories offers some of the best rates you can get on grocery and dining purchases.

Best for gas and transit

Wells Fargo Autograph® Card

Bankrate score

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4.0
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Bankrate review
Recommended credit score:670 - 850
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Apply now

on Wells Fargo's secure site

See Rates & Fees

Intro offer

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20,000 bonus points

Rewards rate

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1X - 3X

Annual fee

$0

Regular APR

18.49%, 24.49%, or 28.49% Variable APR