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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

Couple Shopping At Supermarket
The Upgrade Cash Rewards Elite Visa combines features of a personal loan and traditional credit card — and also offers rewards on purchases.
citi-double-cash-vs-citi-diamond-preferred
The Citi Diamond Preferred and Citi Double Cash are for different types of people.
older person holding a card and on a computer
Compare different card offers and understand how a balance transfer works.
overhead view of woman sitting on couch with laptop and credit card
Should you opt for a longer balance transfer offer or a shorter offer with rewards?
adult women looking at her credit card with one hand on her foerhead
If you’re struggling with debt, a credit card hardship program may be able to help.
A balance transfer could be a helpful way to streamline your high-interest debt.
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
couple working on laptop together
Discover balance transfers can be completed online, via mobile app and by phone.