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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

older person holding a card and on a computer
Compare different card offers and understand how a balance transfer works.
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Should you opt for a longer balance transfer offer or a shorter offer with rewards?
adult women looking at her credit card with one hand on her foerhead
If you’re struggling with debt, a credit card hardship program may be able to help.
A balance transfer could be a helpful way to streamline your high-interest debt.
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
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Discover balance transfers can be completed online, via mobile app and by phone.
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Here’s what you need to know about the best cards in this niche.
WLW couple with paperwork
Here’s what you need to know about carrying a balance on your credit card.