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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

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Discover balance transfers can be completed online, via mobile app and by phone.
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Here’s what you need to know about the best cards in this niche.
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Here’s what you need to know about carrying a balance on your credit card.
Man checking out his wife from the hospital
When paying for medical bills with credit, aim to pay it off as soon as possible.
Woman holding a cell phone in one hand and a credit card in another.
You can transfer a balance to a Capital One card in a few easy steps.
The Wells Fargo Reflect lets you skip interest on purchases and balance transfers for 21 months.
woman making a credit card purchase at cafe
Use your credit card as a tool for improving your credit score and maximizing rewards.
Shot of a young woman holding her credit card while using her cellphone at home
You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.