Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
Here’s what you need to do to get your score within a good credit range.
A look into what credit score you need to qualify for different types of credit cards.
This guide goes over the main determinants of your credit score, which factors matter the most and more.
Discover preventative measures and what to do if your limit was already cut.
Even though they don’t impact your credit utilization, charge cards still impact your credit.
Learn how to check your business credit score, including paid and free options.
How credit limits in the U.S. vary by age and region
Credit scores can benefit from the activity reported from an authorized user.
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
Depending on why it’s low, it can take months or even years to raise your credit score.
Discover how credit limits work and what you can do to increase yours.
Earning an 800 credit score proves that you are a creditworthy consumer.
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
Getting your first credit card is important for building strong credit.
Closing the account may affect your credit score, but it will depend on your current credit factors.
Learn about balance transfers with Amex and which cards include intro APR offers.
Equifax, Experian and TransUnion are the three major credit bureaus.
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
Closing a card can increase your credit utilization, which can hurt your score.