Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What is debt collection and how does it work?
Learn what a debt collector is and how one can impact you.
6 min read Mar 26, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Mar 26, 2025 -
7 steps to remove old debt from your credit report
If old debt is still haunting your credit report, you don’t have to live with it.
5 min read Mar 26, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
8 min read Mar 25, 2025 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
6 min read Mar 25, 2025 -
Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
6 min read Mar 25, 2025 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
4 min read Mar 24, 2025 -
The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
7 min read Mar 21, 2025 -
Considering bankruptcy? It could cost more than you think
You have to pay to initiate bankruptcy, and that’s just the beginning.
6 min read Mar 21, 2025 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
7 min read Mar 21, 2025