Skip to Main Content

Certificates Of Deposit

Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.

Explore CD basics

Man at laptop, deep in thought
IRS building
stacks of coin with dollar bill

Stay updated on CD rate trends

DAILY

Today's CD rate news

Explore the highest CD rates by term every weekday and learn how economic trends can affect your rate.

Arrow Right Icon
CDS

CD rates forecast for 2024

CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.

CDS

Historical rate trends

Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.

Image for Current CD interest rates
WEEKLY

Current CD interest rates

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Arrow Right Icon

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Calculate your estimated CD earnings

Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.

Latest articles

Couple looking at laptop while sitting on sofa at home
Cropped shot of a businessman using his computer in his home office
Man working on laptop and cellphone simultaneously
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
woman on couch using laptop computer
Woman watering plants.
Man using cell phone in living room
CDs and money
Man working on laptop and cellphone simultaneously
Women using digital tablet to check her finances at home office
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
Calm focused female freelancer in casual clothes revising reports while sitting on soft couch at table and using computer in light contemporary apartment
Student walking through college campus.
Man using credit card while online
person taking cell phone photo of a shirt from the closet
A woman and daughter work together
Easy mornings and working from home for this couple
Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.
couple with bank worker
Couple looking at laptop while sitting on sofa at home
Cropped shot of a businessman using his computer in his home office
Man working on laptop and cellphone simultaneously
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc