Banking
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Banking Basics
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Latest Articles
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5 ways to save for an unexpected job loss
Here’s how to financially prepare for the possibility of sudden unemployment.
4 min read Jul 31, 2024 -
Where to park you down payment this summer
We list three accounts to park your savings this summer as you wait to buy a house.
6 min read Jul 31, 2024 -
How to choose a bank: 8 steps to take
Take these steps to ensure you’re choosing a bank that fits your individual needs.
6 min read Jul 31, 2024 -
Here’s how to use an extra paycheck this month
An extra paycheck in the month can be a game-changer for your finances. Here’s how.
4 min read Jul 31, 2024 -
Reasons to have a local bank
There’s more than one way to bank. Here are the reasons to consider banking locally.
4 min read Jul 31, 2024 -
Super savers: How much is too much to put in a savings account?
Here’s how to determine the amount to put in savings — and what to do with the rest.
5 min read Jul 31, 2024 -
Fed keeps rates on hold, signals possible rate cut in September
Economists and investors still expect the Fed to start cutting interest rates in September.
7 min read Jul 31, 2024 -
Take these 12 steps before the Fed starts cutting interest rates
The Fed doesn’t look like it’s going to cut rates aggressively.
10 min read Jul 31, 2024 -
Fed’s interest rate history: The federal funds rate from 1981 to the present
The key benchmark has been as high as 20 percent — and as low as 0 percent.
13 min read Jul 31, 2024 -
How the Federal Reserve impacts savings account interest rates
For savers, here’s what to consider when the Fed raises interest rates.
4 min read Jul 31, 2024 -
Biggest winners and losers from the Fed’s interest rate decision
While the Federal Reserve stood pat this time, it has raised rates a total of 11 times in this current cycle.
6 min read Jul 31, 2024 -
7 banks that offer free checking accounts (or easily avoidable fees)
There’s no need to pay for a checking account when many banks offer free checking.
4 min read Jul 31, 2024 -
What is the Federal Open Market Committee (FOMC)? Meet the key policymakers shaping your finances
These policymakers will influence the crucial debate of when to cut interest rates.
5 min read Jul 30, 2024 -
3 ways to take advantage of high CD rates
Locking in a high yield now could be beneficial in the event rates begin to drop.
6 min read Jul 30, 2024 -
Debit-card spending limits: How to increase yours
Knowing your limit before making a purchase can help you make smarter decisions.
3 min read Jul 30, 2024 -
What is a callable CD?
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
6 min read Jul 30, 2024 -
Places you should avoid using your debit card
Debit cards are inherently less secure than credit cards, especially at these spots.
5 min read Jul 30, 2024 -
Here’s everything savers need to know about APY
The APY percentage shows how much an account earns per year. Here’s what you need to know.
4 min read Jul 29, 2024 -
What to do when a CD matures
Find out what happens to CDs that are set to mature.
5 min read Jul 29, 2024 -
6 key ways the Federal Reserve impacts your money
Every financial decision you make is impacted by the Federal Reserve.
10 min read Jul 29, 2024
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