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Historical Rate Data

Credit card APR

Chart

Combination chart with 2 data series.
The chart has 2 X axes displaying Months of the year, and navigator-x-axis.
The chart has 2 Y axes displaying APR (%), and navigator-y-axis.
View 1 month1mView 3 months3mView 6 months6mView year to dateYTDView 1 year1yView allAll
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Current observation

April 23rd, 2025

Units:

APR (Annual Percentage Rate)

Frequency:

Weekly

Source:

Bankrate

Methodology

Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. Bankrate Monitor (BRM) National Index rates can be found in the Bankrate Data Center.

The Bankrate market analysis team conducts a weekly survey of the 50 largest credit card issuers in the US ranked by total receivables, an industry standard measure. The credit card interest rates are calculated assuming a 700 FICO score when disclosed, otherwise as the average midpoint of the APR range.

Tags

Consumer lending
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