Historical Rate Data
Credit card APR
April 23rd, 2025
APR (Annual Percentage Rate)
Weekly
Bankrate
Methodology
Bankrate Monitor (BRM) National Index is a weekly index that tracks interest rate trends for a range of financial products including deposit accounts, loans, mortgages and credit cards. Bankrate Monitor (BRM) National Index rates can be found in the Bankrate Data Center.
The Bankrate market analysis team conducts a weekly survey of the 50 largest credit card issuers in the US ranked by total receivables, an industry standard measure. The credit card interest rates are calculated assuming a 700 FICO score when disclosed, otherwise as the average midpoint of the APR range.
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