Zero Interest Credit Card Advice
Whether you need breathing room to chip away at debt or want to pay off a large purchase over time, zero-interest credit cards can be a big help.
Here's everything you need to know to make them work for you.
- Introduction to 0% APR Credit Cards
- After the 0% APR Period
APR is your card’s interest rate, and it will cost you if you carry a balance.
A lower APR is better and a good credit score will help you qualify for better APRs
Here’s how to maximize the benefits of a 0% intro APR credit card.
Before signing up for a 0 percent APR card, check out these little-known facts.
Find out the pros and cons of a 0 percent intro APR credit card.
Learn about what key factors to consider before choosing a 0 percent APR credit card.
A grace period is an interest-free period on your card balance.
A higher interest rate will kick in once your promotional APR ends.
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
Learn more about why you may end up paying interest on a zero percent APR card.
Call your card issuer if you want a lower interest rate, and be ready to negotiate
Cards that offer 0 percent intro APR can be excellent tools.
Featured by names you know and trust
The Latest on Zero Interest Credit Cards
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
Keep personal and business spending separate with a business credit card.
The Citi Simplicity is worth considering if you have a debt balance to pay off.
Although you can use your credit card for tax payments, it isn’t usually a good idea.
Which cash back credit cards also come with 0% intro APR offers? Let’s take a look.
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.
These 5 travel cards come with a 0 percent intro APR.