Student Credit Card Reviews
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A student credit card can help you enjoy financial flexibility, earn rewards and build up a credit file during your college years. The best credit cards for students offer credit limit increases for on-time payments, cash-back on purchases, 0% intro APR offers, low-APR balance transfers and even cash bonuses for good grades.
To get started, you need to find a student credit card that fits your spending and financial management needs. To stretch a tight student budget, look for a cash-back card that pays you back on daily expenses like groceries, take-out and fuel. For large purchases or school fees, a student credit card with a 0% intro APR offer can help you avoid interest charges while you pay off balances.
Our Bankrate experts rated the best credit cards for students based on several factors. Accessibility and credit requirements, credit-building features, fees, APR and perks like cash-back rewards are the key criteria we used to make our evaluations. In our credit card reviews below, you can compare offers and find expert recommendations for your budget and spending habits.
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Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Start building healthy credit habits while also earning cash-back rewards with the no fee Petal 2 Card.
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Discover it® Student Cash Back
Discover it® Student Cash Back offers generous cash back rewards and won't sock young adults with high fees.
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Discover it® Student Chrome

Citi ThankYou® Preferred Card for College Students
Citi ThankYou Preferred Card for College Students is a fabulous rewards card -- but only if you pay your bill in full every month.
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Capital One Quicksilver Student Cash Rewards Credit Card
Although the Quicksilver Student doesn't offer the best cash back or APR rates among student cards, it's as rewarding and easy to use as the full card.
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Bank of America® Customized Cash Rewards credit card for Students


Bank of America® Travel Rewards credit card for Students
One of the best (and only) student travel cards, but it doesn’t offer many frills.
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Bank of America® Unlimited Cash Rewards credit card for Students
The card may not offer the most benefits, but it features solid flat rate cash back of 1.5 percent and no annual fes, making it a wise choice for students looking to build credit.
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Journey Student Rewards from Capital One
A decent flat-rate card that allows students to begin building their credit files, but other student cards, even Capital One cards, are more rewarding options.
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