Expedia® Rewards Voyager Card from Citi
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Snapshot
2.6
Bottom line
Intro offer
25,000 points
Rewards rate
1X - 4X
Annual fee
$95
Regular APR
13.99% - 21.99% Variable
Bankrate Score
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Expedia® Rewards Voyager Card from Citi overview
Looking for a credit card that lets you earn big rewards every time you travel? Business travelers and frequent flyers will love earning an impressive 4X points on Expedia purchases when they add the Expedia® Rewards Voyager Card from Citi to their wallet. You’ll also get a generous 25,000-point introductory bonus (after $2,000 spend in first three months), in addition to a small roster of valuable travel perks.
Though the card offers a high rewards rate on Expedia purchases, its maximum rate is limited to Expedia-related bookings, so if you aren't an active Expedia user, it may not be worth applying for the card. But if you believe the card’s rewards, welcome bonus and perks are worth considering, then its worth seeing how it compares to other travel rewards cards.
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Rewards
- 4X points for Expedia purchases, including flights, hotels and rental cars; 2X points for restaurants and entertainment; 1X points for everything else
Expert Appraisal: Good
See our expert analysis -
Welcome offer
- 25,000 bonus points after spending $2,000 within the first three months
Expert Appraisal: Good
See our expert analysis -
Rates and fees
- $95 annual fee
- No foreign transaction fee
- No purchase intro APR offer
- No balance transfer intro APR offer
- 13.99 percent to 21.99 percent ongoing APR (variable)
Expert Appraisal: Typical
See our expert analysis -
Other cardholder perks
- Citi Concierge
- Anniversary bonus points
- Expedia Rewards Gold status
- Annual air travel fee credit
Expert Appraisal: Typical
See our expert analysis
Expedia Rewards Voyager pros and cons
Pros
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Earn points three ways by using the credit card, being an Expedia Rewards member and through complimentary Gold membership status.
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There is no foreign transaction fee, which makes it the perfect companion for overseas travelers.
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It offers anniversary bonus points, which can easily boost your earnings.
Cons
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There is a high annual fee and APR for this card, which could make carrying a balance challenging
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Expedia enthusiasts can reap maximum rewards, but non-enthusiasts will be limited in their rewards potential.
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This card does not offer an intro APR, which reduces its competitiveness against other travel rewards cards that do.
Why you might want the Expedia Rewards Voyager card
The Expedia Rewards Voyager card could be a great fit for those who primarily use Expedia to book their travel, as it has a great rewards rate toward Expedia purchases and offers a welcome bonus, a great annual anniversary bonus and Expedia Gold status — which can boost your rewards earnings on bookings.
Welcome offer: Affordable spending requirement
This Citi Expedia card offers 25,000 bonus points when you spend $2,000 within the first three months of opening your account. The Expedia Rewards site explains that 140 points are equal to $1 — making this bonus worth roughly $180. But even so, that calculation does not take into account discounts you get when you are an Expedia Rewards member. For instance, your points are worth double at thousands of VIP Access hotels.
In comparison to other travel rewards cards, there are plenty that offer more valuable welcome bonuses.
Rewards: High rate for Expedia.com or Expedia mobile app bookings
Earning rewards is easy with the Expedia Rewards Voyager card, as you’ll be rewarded for being an Expedia loyalist. You’ll earn 4X Expedia Rewards points every time you make a purchase through Expedia.com or the Expedia mobile app. That includes flights, hotels, rental cars and travel packages.
Expedia Rewards Voyager also gives you 2X points for restaurants and entertainment purchases, including tickets to sporting events, concerts and movies. As is the case with most reward cards, you’ll get 1X point for every other purchase you make.
Moreover, as an Expedia Rewards member, you earn an additional 2 points for every dollar you spend. As a complimentary Gold level member, you’ll earn 30 percent more points on top of that. And you’ll get double Expedia Rewards points when you book on the Expedia App.
Cardholder perks: Moderate range of travel benefits
The Expedia Rewards Voyager offers a number of benefits designed to help travelers navigate with ease.
- Expedia Rewards Gold status. You automatically become an Expedia Rewards Gold member when you open your credit card account. Gold members earn 30 percent more points every time they book.
- Annual air travel fee credit. You’ll get a up to $100 air travel fee statement credit each year you are a card member. This credit can be used toward airline incidentals (like baggage fees or in-flight purchases) on qualified airlines or toward either the Global Entry or the TSA Precheck application fee.
- An anniversary bonus. Every year you own the card and spend at least $10,000 in the prior year, you’ll get a 5,000 point bonus.
- Citi Concierge. Expedia Rewards Voyager Card members have access to Citi Concierge’s team of experts who can help you make travel, shopping and dining arrangements
While the list of perks are minimal, it may be perfect for infrequent travelers or those who are more focused on earning maximum rewards on their Expedia bookings.
Why you might want a different travel rewards card
Even though the Expedia Rewards Voyager card is fairly valuable for Expedia enthusiasts, there are a handful of downsides of the card you should consider, such as its rigid rewards redemption and how its annual fee don’t fully measure up to its small list of perks.
Redemption: Limited flexibility compared to other travel rewards cards
Expedia Rewards Voyager makes it easy for you to redeem points when you purchase travel items from Expedia.com. According to Expedia Rewards, 140 points are equal to a dollar off a booking, but your points are worth double that at thousands of Expedia VIP Access hotels. You can also use points to get a discount on car rental purchases and hotel rates, or you can redeem points to get a flight and purchase coupon worth $25 or more, but most of the card’s redemption options (and its maximum reward redemption value) limits you to Expedia purchases.
With a card such as the Bank of America® Travel Rewards credit card, not only would you have a much more flexible range of eligible redemption categories, such as car rentals, cruises, transit, tourist attractions, restaurants, cocktails bars and more, you’d have no annual fee, no foreign transaction fee, a higher flat rewards rate on all purchases, an intro APR offer on both purchases and balance transfers and a more valuable welcome bonus than the Expedia Rewards Voyager.
Rates and fees: You can find better travel rewards cards with similar fees
The standard APR for the Expedia Rewards Voyager card is 13.99 percent to 21.99 percent variable, depending on your creditworthiness. There is also an annual fee of $95. The cost of the annual fee and APR aren’t out of the ordinary for travel rewards cards, but you can definitely find similar cards that have annual fees within the same range that have better rewards rates, perks and redemption flexibility than the Expedia Rewards Voyager.
Fortunately, there is no foreign transaction fee, so you won’t be charged a percentage every time you make a purchase in a foreign country. Some travel rewards cards, despite its category, may have a 3 percent foreign transaction fee, so this is a nice advantage — however, you need to watch out for its cash advance fee, as it is either $10 or 5 percent of the cash amount, whichever is greater. You’ll also pay up to $40 for late transactions and returned payments.
How the Expedia Rewards Voyager Card compares to other travel reward cards
The Expedia Rewards Voyager card has the best benefits when you book all your travel through Expedia.com. Two other travel reward cards, the Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card, offer more flexible reward opportunities.
Expedia® Rewards Voyager Card from Citi
Annual fee
Intro offer
Earn 25,000 Expedia Rewards bonus points after $2,000 in purchases within 3 months of account opening.
Rewards rate
4 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages. 2 Expedia Rewards bonus points per $1 spent on purchases at restaurants and on entertainment, including tickets to concerts, movies and sporting events. 1 Expedia Rewards bonus point per $1 spent on other purchases.
Recommended Credit Score
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Annual fee
Intro offer
75,000 miles once you spend $4,000 on purchases within 3 months from account opening
Rewards rate
5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 2 Miles per dollar on every purchase, every day.
Recommended Credit Score
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Annual fee
Intro offer
Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
Rewards rate
5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.
Recommended Credit Score
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Best cards to pair with the Expedia Rewards Voyager
Since the Expedia Rewards Voyager card offers better benefits for hotel and rental car purchases, intrepid travelers may want to pair this card with another travel card that lets you rack up miles toward airline travel.
Is the Expedia Rewards Voyager right for you?
The Expedia Rewards Voyager may be the best option for you, or it might be contrary to that. If you travel often, the benefits on this card may appeal to you; but, if you travel sparingly, the card may not be suited to you.
Bankrate’s Take — Is the Expedia Rewards Voyager Card worth it?
If you don’t travel a lot, and especially if you don’t book hotels when you travel, there are better travel reward cards out there. You have limited ways to earn points outside Expedia.com, and there are limited ways to redeem the points on the Expedia site as well.
But if you are a frequent traveler who loves to find a bargain, the Expedia Rewards Voyager offers the ability to earn points that give you discounts on future hotel, car rental and travel itineraries. Or you can let your points accumulate until you have banked enough to purchase an entire flight from Expedia.com.
The information about the Expedia® Rewards Voyager Card from Citi has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.
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