Credit Card Statistics & Research

Bankrate's Latest Credit Card Statistics & Research

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  Current credit card interest rates

  View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

  4 min read Nov 20, 2024
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  Credit card ownership and usage statistics

  Find out how age, income level, gender and race tend to influence the number of credit cards one holds.

  8 min read Dec 21, 2023
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  2023 first-time credit card statistics

  Here’s what first-time cardholders should know about credit cards.

  9 min read Sep 19, 2023
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  Poll: Many parents will put summer childcare on a credit card this year

  33 percent of parents who plan to pay for summer childcare will accumulate debt.

  6 min read May 19, 2021
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  Surge in Hispanic applicants seeking financial disaster assistance; Help is on the way

  A massive increase in the number of Hispanic applicants seeking financial disaster assistance has prompted JPMorgan Chase and Money Management International (MMI) to team up to address the situation. The [...]

  3 min read May 14, 2021
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  Poll: Homeowners taking on upgrades during the pandemic

  A majority of homeowners have already completed at least $500 worth of home upgrades.

  4 min read Sep 02, 2020
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  Coronavirus cancellations hit U.S. wallets hard, poll shows

  Did you take a financial hit when a concert, game or trip got crossed off your calendar due to the pandemic? If you lost money on a coronavirus cancellation, a new poll shows you’re one of many. Due [...]

  4 min read Aug 19, 2020
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  3 surprises about credit cards and COVID-19

  It has been about five months since the COVID-19 pandemic ramped up in the U.S. So far, there have been three credit card developments that have really surprised me. Keeping up with the bills Back in March, [...]

  3 min read Aug 03, 2020
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  Survey: 33% of cardholders did something that could hurt their credit score during COVID-19

  13% of cardholders say they’ve worried their credit score would go down since the outbreak began.

  5 min read Jul 22, 2020
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  Survey: Surprisingly fewer people losing sleep over money issues right now

  48% of U.S. adults report losing sleep about a money issue, down from 56% last year.

  4 min read Jun 23, 2020
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  Survey: 59 million have lost money on canceled plans due to coronavirus

  Over six in 10 Americans have canceled plans in the wake of the pandemic.

  4 min read Apr 16, 2020
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  Survey: Credit card debt more common when net worth exceeds $100K

  No matter what your worth is on paper, pay off your credit card debt as soon as possible.

  4 min read Dec 18, 2019
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  Survey: Despite safety concerns, 64% of U.S. cardholders save their information online

  Saving payment info online is convenient, but many Americans still worry about safety.

  5 min read Oct 24, 2019
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  Survey: Over 6 in 10 American cardholders have canceled a credit card — and many don’t know the impact

  Many Americans have misconceptions about how to handle a credit card they aren’t using anymore.

  5 min read May 29, 2019