Advice for Building Your Credit Score
Rebuilding your credit score can be a challenge that takes months or years to complete — but it's worth it.
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Latest Articles on Rebuilding Credit
![Concerned lady talking on smartphone having finance stolen from card](https://www.bankrate.com/2023/08/14095247/discover-pitch-financial-awareness-day-mistakes-roundup.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Avoid these 10 credit card mistakes this year to make the best use of your credit.
![man reviewing paperwork while paying bills online](https://www.bankrate.com/2022/05/06115831/Ways-to-consolidate-credit-card-debt.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If your debt feels overwhelming, consider consolidating it into a single monthly payment.
![design image of a couple standing in front of a meter for poor or good credit](https://www.bankrate.com/brp/2024/02/17151030/Cards_What-Is-Considered-A-Bad-Credit-Score.jpg?auto=webp&optimize=high&crop=1:1&width=356)
A bad credit score can adversely impact you, but you don’t have to live with it.
![Senior man using laptop and credit card](https://www.bankrate.com/2020/09/21133220/Secured-vs-unsecured-credit-card.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Secured credit cards require a cash security deposit upfront.
![Father with baby uses laptop at kitchen table](https://www.bankrate.com/2022/01/13164853/How-much-is-a-secured-credit-card-deposit_.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Secured credit cards are a way for those with poor credit to improve their credit scores.
![Design element of a credit card with a pad lock](https://www.bankrate.com/brp/2024/11/04174308/Cards-6-Tips-On-How-To-Apply-For-A-Credit-Card-With-Bad-Credit.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how to get a credit card with bad credit and start rebuilding your credit.
![man working on his finances at home with laptop and papers](https://www.bankrate.com/2022/02/18122255/what-happens-if-you-dont-pay-your-secured-credit-card-bill.jpg?auto=webp&optimize=high&crop=1:1&width=356)
You can’t go to jail for debt but there are consequences for not paying your bill.
![Man using credit card and mobile phone to make payment](https://www.bankrate.com/2021/02/28131428/What-is-a-secured-credit-card-1.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Secured credit cards require a cash deposit in exchange for a small line of credit.