Best Cash Back Credit Cards

on Capital One's secure site

Best for foodies

Capital One Savor Cash Rewards Credit Card

on Capital One's secure site

5.0 Bankrate review

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

5.0 Bankrate review

Rewards Rate

8% 8% Cash Back on Capital One Entertainment purchases
5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
3% 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
1% 1% Cash Back on all other purchases

Intro offer

$200 Cash Back after you spend $500 on purchases within 3 months from account opening

Annual fee

Recommended credit

Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

- 8% 8% Cash Back on Capital One Entertainment purchases
- 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
- 1% 1% Cash Back on all other purchases
Additional features

Purchase intro APR

Balance transfer intro APR

Best for pairing

Chase Freedom Unlimited®

on Chase's secure site

Best for pairing

Chase Freedom Unlimited®

on Chase's secure site

4.8 Bankrate review

4.8 Bankrate review

Rewards Rate

5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
1.5% 1.5% cash back on all other purchases.

Intro offer

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
- 3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
- 1.5% 1.5% cash back on all other purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

BEST FOR ONLINE SHOPPING

Prime Visa

on Amazon's secure site

BEST FOR ONLINE SHOPPING

Prime Visa

on Amazon's secure site

Rewards Rate

10% Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
5% Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
2% Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
1% Earn unlimited 1% back on all other purchases

Intro offer

Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 10% Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- 5% Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
- 2% Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- 1% Earn unlimited 1% back on all other purchases
Additional features

Purchase intro APR

Balance transfer intro APR

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Best for Groceries

Blue Cash Preferred® Card from American Express

on American Express's secure site

Best for Groceries

Blue Cash Preferred® Card from American Express

on American Express's secure site

4.4 Bankrate review

See Rates & Fees , Terms Apply

4.4 Bankrate review

See if you're pre‐qualified for this card with CardMatch™

Rewards Rate

6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6% 6% Cash Back on select U.S. streaming subscriptions.
3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3% 3% Cash Back at U.S. gas stations
1% 1% Cash Back on other purchases

Intro offer

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Annual fee

APR

Recommended credit

Good to Excellent (670 – 850)

- 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% 6% Cash Back on select U.S. streaming subscriptions.
- 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 3% 3% Cash Back at U.S. gas stations
- 1% 1% Cash Back on other purchases
Additional features

Purchase intro APR

Balance transfer intro APR

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

on Wells Fargo's secure site

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

on Wells Fargo's secure site

Rewards Rate

2% Earn unlimited 2% cash rewards on purchases

Intro offer

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 2% Earn unlimited 2% cash rewards on purchases
Additional features

Purchase intro APR

Balance transfer intro APR

Citi Double Cash® Card

on Citi's secure site

Citi Double Cash® Card

on Citi's secure site

Rewards Rate

1% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
5% Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.

Intro offer

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 1% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
- 5% Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Additional features

Purchase intro APR

Balance transfer intro APR

Ink Business Cash® Credit Card

on Chase's secure site

Ink Business Cash® Credit Card

on Chase's secure site

Rewards Rate

5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn

Intro offer

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Additional features

Purchase intro APR

Balance transfer intro APR

Best business card for spending bonuses

Capital One Spark Cash Plus

on Capital One's secure site

Best business card for spending bonuses

Capital One Spark Cash Plus

on Capital One's secure site

4.7 Bankrate review

4.7 Bankrate review