Advice for building your credit score
Rebuilding your credit score can be a challenge that takes months or years to complete — but it's worth it.
The basics
Tools for rebuilding your credit
Practicing good credit habits
Improving your credit score takes time, consistency and patience. Here's what you can do — and the pitfalls to avoid — as you work toward taking your credit score from bad to fair, and beyond.
Build your credit with secured credit cards
Secured credit cards are designed to help people with poor or no credit build their scores over time. Learn how a secured card can put you on the path toward better credit in the future.
Real-life stories about rebuilding credit
Improving your credit score and paying down debt is not impossible. Take inspiration from the following real-life stories.
Latest Articles on Rebuilding Credit
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Bad credit can affect your mental and physical health
Bad credit can impact your health, both physical and mental.
5 min read Apr 24, 2023 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Sep 07, 2022