Advice for building your credit score
Rebuilding your credit score can be a challenge that takes months or years to complete — but it's worth it.
The basics
Tools for rebuilding your credit
Practicing good credit habits
Improving your credit score takes time, consistency and patience. Here's what you can do — and the pitfalls to avoid — as you work toward taking your credit score from bad to fair, and beyond.
Build your credit with secured credit cards
Secured credit cards are designed to help people with poor or no credit build their scores over time. Learn how a secured card can put you on the path toward better credit in the future.
Real-life stories about rebuilding credit
Improving your credit score and paying down debt is not impossible. Take inspiration from the following real-life stories.
Latest Articles on Rebuilding Credit
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How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Aug 15, 2024 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Jul 24, 2024 -
How to build credit with a secured credit card
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
6 min read Jul 18, 2024 -
10 credit card mistakes to avoid in 2024
Avoid these 10 credit card mistakes this year to make the best use of your credit.
8 min read Apr 01, 2024 -
What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read Jan 11, 2024 -
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read Dec 14, 2023 -
How much is a secured credit card deposit?
Secured credit cards are an excellent way for consumers with poor credit to improve their credit scores.
4 min read Jul 27, 2023 -
What’s the difference between secured and unsecured credit cards?
Secured credit cards require a cash security deposit upfront.
5 min read Jun 27, 2023 -
These are the best ways to consolidate credit card debt
If your debt feels overwhelming, consider consolidating it into a single monthly payment
10 min read May 24, 2023