Advice for building your credit score
Rebuilding your credit score can be a challenge that takes months or years to complete — but it's worth it.
The basics
Tools for rebuilding your credit
Practicing good credit habits
Improving your credit score takes time, consistency and patience. Here's what you can do — and the pitfalls to avoid — as you work toward taking your credit score from bad to fair, and beyond.
Build your credit with secured credit cards
Secured credit cards are designed to help people with poor or no credit build their scores over time. Learn how a secured card can put you on the path toward better credit in the future.
Real-life stories about rebuilding credit
Improving your credit score and paying down debt is not impossible. Take inspiration from the following real-life stories.
Latest Articles on Rebuilding Credit
-
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read May 13, 2024 -
How to build credit without going into debt
Your credit score is a key measure of your overall financial health. Here’s how to improve it without taking on debt.
5 min read Apr 17, 2024 -
What is a secured credit card and how does it work?
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
6 min read Mar 14, 2024 -
How much is a secured credit card deposit?
Secured credit cards are an excellent way for consumers with poor credit to improve their credit scores.
4 min read Mar 14, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Jun 26, 2024 -
What’s the difference between secured and unsecured credit cards?
Secured credit cards require a cash security deposit upfront.
5 min read Mar 14, 2024 -
How to choose a secured credit card: 7 things to look for
Learn more about what factors to focus your search on when choosing a secured credit card.
6 min read Mar 14, 2024 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Mar 14, 2024 -
These are the best ways to consolidate credit card debt
If your debt feels overwhelming, consider consolidating it into a single monthly payment
10 min read Mar 14, 2024 -
Bad credit can affect your mental and physical health
Bad credit can impact your health, both physical and mental.
5 min read Mar 14, 2024