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Best Credit Builder Cards

No Credit History
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on Self's secure site

Bankrate score

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3.1
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Bankrate review

Intro offer

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N/A

Rewards Rate

N/A

Annual fee

$0 annual fee for the first year only, $25 annual fee thereafter.

Regular APR

27.49% APR Variable

No Credit History
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on opensky's secure site

Bankrate score

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3.1
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Bankrate review

Intro offer

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N/A

Rewards Rate

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Up to 10%

Annual fee

$35

Regular APR

23.89% (variable)

No Credit History
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on Capital One's secure site

See Rates & Fees

Bankrate score

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4.0
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Bankrate review

Regular APR

28.99% (Variable)

Annual fee

$39

Why you'll like this: It features one of the best cash back rates you can get with fair credit, allowing you to build credit without missing out on rewards.