Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
Latest Balance Transfer Stories
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Carrying a balance on a credit card for the first time
Here’s what you need to know about carrying a balance on your credit card.
7 min read May 16, 2024 -
How to do a balance transfer with Capital One
You can transfer a balance to a Capital One card in a few easy steps.
7 min read Apr 24, 2024 -
How to do a Discover balance transfer
Discover balance transfers can be completed online, via mobile app and by phone.
6 min read Apr 23, 2024 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Mar 25, 2024 -
How to apply for a credit card and get approved
Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.
11 min read Mar 04, 2024 -
How to use your year-end credit card summary to audit your finances
Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.
4 min read Feb 13, 2024 -
Best credit cards for paying off debt
A credit card with a 0 percent intro APR can help you pay off debt.
4 min read Jan 30, 2024 -
How to choose a 0% APR credit card
Learn about what key factors to consider before choosing a 0 percent APR credit card.
6 min read Jan 19, 2024 -
5 realistic New Year’s goals for people with credit card debt
Here’s how to come up with an achievable credit card payoff plan.
4 min read Jan 18, 2024 -
Why I love the Citi Diamond Preferred
The Citi Diamond Preferred has an intro balance transfer offer and no annual fee.
5 min read Jan 17, 2024 -
What happens if you go over your credit card limit?
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
4 min read Jan 17, 2024 -
Achieve New Year’s goals with these cards
Earn credit card rewards on spending you’re already doing.
7 min read Jan 09, 2024 -
How to recover after big holiday spending
Did you overspend this holiday season? We’ve got expert advice to help you get back on track.
4 min read Jan 04, 2024 -
Buy now, pay later continues to surge — but is that a good thing?
Many Americans are using buy now, pay later this holiday season.
4 min read Dec 15, 2023 -
Best balance transfer cards with no balance transfer fee
Learn our picks for the best balance transfer cards with no balance transfer fee.
4 min read Dec 13, 2023 -
Upgrade Cash Rewards Elite Visa benefits guide
The new Upgrade Cash Rewards Elite Visa combines features of both a personal loan and traditional credit card — and also offers rewards on purchases.
3 min read Nov 07, 2023 -
Should you pay off debt with the BankAmericard?
With an intro APR for balance transfers and no annual fee, the BankAmericard is a good option for paying down debt.
6 min read Oct 30, 2023 -
Capital One Quicksilver vs. Discover it Balance Transfer
The Quicksilver vs. the Discover it Balance Transfer comes down to which card has the best rewards structure and 0 percent intro APR offer.
6 min read Oct 24, 2023 -
Why the Citi Rewards+ is a good card for everyday purchases
The Citi Rewards+ Card comes with no annual fee and earns 2X ThankYou Points on gas and groceries.
5 min read Sep 29, 2023 -
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?
A balance transfer credit card can be a valuable tool when you need to pay off debt.
6 min read Sep 25, 2023