Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
Balance Transfer Basics
Bankrate's balance transfer advice
How to do a balance transfer with your bank
Latest Balance Transfer Stories
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Need another balance transfer? Don’t feel ashamed
A second balance transfer can help you continue to pay off debt, but know the risks involved.
5 min read Feb 16, 2024 -
How to use your year-end credit card summary to audit your finances
Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.
4 min read Feb 13, 2024 -
Looking to avoid a credit card balance transfer fee? Try a credit union
Save on interest with the best credit union cards with no balance transfer fees.
5 min read Feb 02, 2024 -
You owe interest on a 0% APR credit card. How did that happen?
Learn more about why may end up paying interest on a zero percent APR card.
5 min read Feb 01, 2024 -
My balance transfer period ended but I still have debt. What now?
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
4 min read Feb 01, 2024 -
6 things to do after completing a balance transfer
Learn these six important steps to build a successful financial journey after completing a balance transfer.
4 min read Jan 31, 2024 -
Best credit cards for paying off debt
A credit card with a 0 percent intro APR can help you pay off debt.
4 min read Jan 30, 2024 -
How to choose a 0% APR credit card
Learn about what key factors to consider before choosing a 0 percent APR credit card.
6 min read Jan 19, 2024 -
5 realistic New Year’s goals for people with credit card debt
Here’s how to come up with an achievable credit card payoff plan.
4 min read Jan 18, 2024 -
How to manage debt with a balance transfer card
Make a plan to pay off a balance transfer before its promotional period ends.
8 min read Jan 17, 2024 -
Why I love the Citi Diamond Preferred
The Citi Diamond Preferred has an intro balance transfer offer and no annual fee.
5 min read Jan 17, 2024 -
What happens if you go over your credit card limit?
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
4 min read Jan 17, 2024 -
6 times a balance transfer is a bad idea
When is a balance transfer a bad idea? Here’s when to avoid a balance transfer.
7 min read Jan 10, 2024 -
Achieve New Year’s goals with these cards
Earn credit card rewards on spending you’re already doing.
7 min read Jan 09, 2024 -
How to recover after big holiday spending
Did you overspend this holiday season? We’ve got expert advice to help you get back on track.
4 min read Jan 04, 2024 -
8 balance transfer credit card mistakes to avoid
Here are eight balance transfer credit card mistakes that you definitely want to avoid making.
6 min read Dec 19, 2023 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
4 min read Dec 18, 2023 -
Buy now, pay later continues to surge — but is that a good thing?
Many Americans are using buy now, pay later this holiday season.
4 min read Dec 15, 2023 -
Best balance transfer cards with no balance transfer fee
Learn our picks for the best balance transfer cards with no balance transfer fee.
4 min read Dec 13, 2023 -
How to do a balance transfer with American Express
Learn about balance transfers with Amex and which cards include intro APR offers.
6 min read Dec 07, 2023