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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

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Compare different card offers and understand how a balance transfer works.
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Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
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Discover everything you need to know about transferring a balance with Citi.
Couple sitting on the couch, reviewing paperwork, and using laptop together
Here’s what you need to know about credit card debt settlement.
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A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
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When is a balance transfer a bad idea? Here’s when to avoid a balance transfer.
man working on his computer
Pay down debt with a Bank of America credit card balance transfer.
woman using credit card and laptop while sitting on couch
Make a plan to pay off a balance transfer before its promotional period ends.