Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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Should you refinance a car loan with bad credit?
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
5 min read Nov 05, 2024 -
Best travel credit cards for people with bad or fair credit
These credit-builder cards can help drive down the cost of your next trip.
10 min read Oct 22, 2024 -
Can I use my car as collateral for a loan?
To use your car as collateral for a loan, you must have equity in it.
4 min read Oct 21, 2024 -
Can bankruptcy stop wage garnishment?
You don’t need a lawyer, but you do need to take these steps to protect pay through bankruptcy.
6 min read Oct 17, 2024 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
5 min read Oct 17, 2024 -
What assets do I have to list in bankruptcy?
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
6 min read Oct 17, 2024 -
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
8 min read Oct 08, 2024 -
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
8 min read Sep 23, 2024 -
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
10 min read Sep 23, 2024 -
What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
7 min read Sep 18, 2024 -
How to get an apartment with bad credit
A low credit score could hurt your apartment search, but you can get around it.
9 min read Sep 18, 2024 -
Is the Capital One Platinum Secured worth it?
Find out how the Capital One Platinum Secured works and whether it’s worth it.
4 min read Sep 13, 2024 -
Can a goodwill letter get late payments removed from your credit report?
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Sep 11, 2024 -
Buying a car in Chapter 13 bankruptcy: How to do it
Buying a car while in bankruptcy has a few more steps than normal. Learn how to navigate the process and alternatives.
6 min read Sep 24, 2024 -
Best instant approval credit cards for bad or no credit
Discover the benefits and limitations of instant approval credit cards.
4 min read Sep 09, 2024 -
How to choose the best bad credit loan company
Not all bad credit lenders are alike, so potential borrowers should choose carefully.
3 min read Sep 08, 2024 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read Sep 06, 2024 -
Should you pay off your car loan early? Or is it smarter to wait?
It could be smart to pay off your loan entirely or make larger payments.
6 min read Sep 05, 2024 -
How to use the Self–Credit Builder Account with Secured Visa
The Self – Credit Builder Account with Secured Visa can help boost your score.
6 min read Sep 04, 2024 -
How to get a home equity loan with bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
10 min read Aug 28, 2024