Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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Best business credit cards for bad credit
If your credit is poor, you may have to get a secured business credit card first.
4 min read May 31, 2024 -
Hard money lending: Guide to hard money loans and lenders
These loans appeal to house flippers or those with unusual situations.
9 min read May 21, 2024 -
How long does a bankruptcy stay on your credit report?
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
4 min read Apr 23, 2024 -
Petal 1 vs. Discover it Secured
Would the secured Discover it card or unsecured Petal 1 card work better for you?
5 min read Apr 08, 2024 -
How to remove a co-signer from a car loan
A lender may not let you remove a car loan co-signer without refinancing.
4 min read Mar 27, 2024 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Mar 25, 2024 -
How a car loan charge-off works — and how to avoid repossession
Find out what happens when a lender charges off an auto loan and how to keep your car.
5 min read Feb 26, 2024 -
Best credit cards after bankruptcy
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
7 min read Jan 25, 2024 -
What happens if you go over your credit card limit?
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
4 min read Jan 17, 2024 -
What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read Jan 11, 2024 -
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read Dec 14, 2023 -
Are unemployment benefits safe from wage garnishment?
Except in a few instances, unemployment benefits are exempt from garnishment.
3 min read Dec 07, 2023 -
Who is responsible for debt after divorce?
It may seem like the only way out, but divorce could actually make debt problems worse.
6 min read Dec 04, 2023 -
Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
6 min read Nov 16, 2023 -
The risks of spending money before or after Chapter 7 bankruptcy
Spending a lot before or after filing for bankruptcy could jeopardize your case.
4 min read Nov 16, 2023 -
How to get a car repossessed if you can’t make payments
You can surrender your car in bankruptcy, but forcing the lender to take it back may be difficult.
3 min read Oct 02, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Jan 12, 2023 -
Northern states tend to have higher credit scores
Your credit score is a measure of financial responsibility. These states have the highest average credit scores.
4 min read Dec 23, 2022 -
Credit scores in 2022: Statistics and how to build your credit
Credit may seem difficult to understand, but building it is easier than you think.
9 min read Dec 20, 2022 -
Best hotel credit cards for bad to fair credit
People with bad or fair credit can use hotel credit cards to earn rewards on stays.
6 min read Dec 16, 2022