Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
8 min read May 16, 2024 -
How to choose the best bad credit loan company
Not all bad credit lenders are alike, so potential borrowers should choose carefully.
3 min read May 21, 2024 -
How long does a bankruptcy stay on your credit report?
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
4 min read Apr 30, 2024 -
How to get a home equity loan with bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
10 min read Apr 22, 2024 -
You can refinance a car loan with bad credit — but should you?
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
5 min read Jun 18, 2024 -
How to get a debt consolidation loan with bad credit
If you plan to get a personal loan with poor credit, take these steps.
6 min read May 31, 2024 -
Petal 1 vs. Discover it Secured
Would the secured Discover it card or unsecured Petal 1 card work better for you?
5 min read Apr 23, 2024 -
5 types of bad credit loans and their uses
People with bad credit may be able to qualify for certain types of bad credit loans.
6 min read May 05, 2024 -
How to remove a co-signer from a car loan
A lender may not let you remove a car loan co-signer without refinancing.
4 min read Mar 27, 2024 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Apr 17, 2024 -
Goodwill letters: How to get late payments removed from your credit report
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Jun 26, 2024 -
How a car loan charge-off works — and how to avoid repossession
Find out what happens when a lender charges off an auto loan and how to keep your car.
5 min read Feb 26, 2024 -
Best credit cards after bankruptcy
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
8 min read Jul 22, 2024 -
How to manage debt with a balance transfer card
Make a plan to pay off a balance transfer before its promotional period ends.
8 min read Jan 17, 2024 -
What happens if you go over your credit card limit?
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
4 min read Jan 17, 2024 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
6 min read Jan 12, 2024 -
Best travel credit cards for people with bad or fair credit
These credit-builder cards can help drive down the cost of your next trip.
11 min read May 28, 2024 -
What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read Jul 10, 2024 -
Should you use a home equity loan to pay off an auto loan?
Probably not. Here are all the pros and cons to consider.
5 min read Dec 15, 2023 -
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read May 13, 2024