Advice for People with Bad Credit
A card for bad credit can be a useful tool when working on rebuilding credit. Some even come with rewards. With responsible card use and improved credit, you can eventually apply for cards with more competitive rates and benefits. Discover expert tips and resources to help you get started.
Bad credit basics
Helpful guides
All Bad Credit Resources
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How to get a home equity loan with bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
10 min read Aug 28, 2024 -
Applying for the wrong credit cards can just make bad credit worse
Here’s what happens and what you can do when you apply for the wrong credit card.
7 min read Aug 26, 2024 -
The best debt consolidation loans for bad credit in 2024
If you plan to get a debt consolidation loan with poor credit, take these steps.
4 min read Aug 19, 2024 -
Personal loan alternatives for bad-credit borrowers
There are alternatives to bad credit loans if you need money.
6 min read Aug 27, 2024 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Where can I get a bad credit loan?
Bad credit loans are available through online lenders, select community banks and credit unions.
6 min read Aug 27, 2024 -
How to get your secured credit card deposit refunded
Once you’ve built up credit, you can close your card account and get back the deposit.
3 min read Aug 09, 2024 -
6 types of bad credit loans and their uses
People with bad credit may be able to qualify for certain types of bad credit loans.
5 min read Aug 05, 2024 -
Should you use a home equity loan to pay off an auto loan?
Probably not. Here are all the pros and cons to consider.
6 min read Aug 14, 2024 -
How to manage debt with a balance transfer card
Make a plan to pay off a balance transfer before its promotional period ends.
8 min read Aug 01, 2024 -
How to negotiate debt with credit card companies
Come prepared to your credit card debt negotiation.
10 min read Jul 26, 2024 -
8 ways to refinance a mortgage with bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
9 min read Aug 27, 2024 -
What to do when you get sued for credit card debt
What to do when you’re sued for credit card debt, including how to settle credit card debt before going to court.
6 min read Jul 26, 2024 -
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
9 min read Jul 25, 2024 -
Should you cancel an unused credit card?
It might seem counter-intuitive, but sometimes you should keep a credit card, even if you don’t use it. Cancelling credit cards can damage your credit rating.
6 min read Jul 24, 2024 -
How to get a car loan with bad credit: 10 tips for finding the best
Shopping around is important if you’re seeking a car loan with bad credit.
6 min read Jul 23, 2024 -
The best places for finding auto loans with bad credit
This guide explores where to buy a car with bad credit to get the best deal.
4 min read Jul 18, 2024 -
Easiest credit cards to get
Even with poor credit, fair credit or no credit, you may qualify for these cards.
5 min read Jun 28, 2024 -
6 tips on how to apply for a credit card with bad credit
Learn how to get approved for a credit card with bad credit.
4 min read Jun 26, 2024 -
How to get a business credit card with bad personal credit
If you have a lower credit score, a business card isn’t necessarily out of reach.
10 min read Jun 26, 2024