Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
See which offers you qualify for without hurting your credit.
This is how one couple successfully dug themselves out of nearly $27,000 in debt.
Explore the benefits of applying for and having multiple credit cards.
Learn more about how to reduce your chances of experiencing credit card fraud.
Businesses tend to cover merchant fees, but other times consumers eat the cost.
Find out everything you need to know about transferring a balance with Chase.
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
Find out whether the Discover it Student chrome card or Chase Freedom Student is better for you.