Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Before you cancel your credit card, consider downgrading it instead.
You won’t go to jail for credit card debt, but you may end up in court.
A quick guide on how to choose a credit card that fits your goals and spending.
Here’s what you need to know about earning and redeeming frequent flyer miles/points.
Here’s how to change your billing address with several major credit card issuers.
Credit card debt can be tricky, but a balance transfer card may be able to help.
Learn more about credit card default and what to do if you find yourself in that situation.
Before you decide to cancel a credit card, look at alternatives to keeping the account open and if canceling seems like the best option, learn how to cancel your card the right way.