Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
I raised my credit score by more than 120 points with credit cards. Here’s how.
Rack up flat-rate cash back rewards with these tips.
Earn and redeem United miles with a vast network of Star Alliance and United partner airlines when you book future travel.
Most rental car companies make you take extra steps to rent with a debit card.
Find out how you can qualify for a balance transfer card with bad credit.
Having two credit cards can help you build credit faster, but it depends on how you use them.
Compare different card offers and understand how a balance transfer works.
Visa and Mastercard are card networks that offer similar protections and benefits.