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‘Buy now, pay later’ is coming to credit scores—but key questions still must be answered
There will soon be a much tighter link between credit reporting and buy now, pay later (BNPL).
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
There will soon be a much tighter link between credit reporting and buy now, pay later (BNPL).
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
If your credit score needs a boost, Experian has a solution.
If you’re looking to get a loan, its best to avoid having any of these blemishes on your records.
To get preapproved for a Capital One credit card, you can use Bankrate’s CardMatch tool or see if you prequalify through the Capital One website.
CardMatch makes it easy to see which top rewards credit cards you could be eligible for. Find out how to increase your chances of getting preapproved.
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
Closing the account may affect your credit score, but it will depend on your current credit factors.
Who doesn’t love free money? The stimulus checks certainly have that feel regardless of whether they really are or not. The question is, what’s the best way to use this money? Let’s dive in. First [...]
Many credit card issuers offer their customers free credit scores, and some even provide them to non-customers.
During the pandemic-created recession, when millions of Americans are strapped for cash, you’d think that more of us would turn to credit cards to help tide us over. It appears that just the opposite [...]
13% of cardholders say they’ve worried their credit score would go down since the outbreak began.
Building credit now is an important step toward future financial health.
Wary of debt, young adults are the least likely to own a credit card, our survey shows.
You’ll need a financial plan in place, otherwise debt consolidation may be bad for your credit score in the long run. Here’s what you need to know.