How to request a credit line increase with American Express
A credit line increase can help you to increase your spending power and boost your credit score.
6 min read
Jun 26, 2024
Credit Scores & Reports Advice
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Latest Credit Scores & Reports Articles
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How to request a credit line increase with Bank of America
A Bank of America credit limit increase is possible, but you may need to ask.
6 min read Jun 25, 2024 -
How to request a credit line increase with Wells Fargo
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
4 min read Jun 25, 2024 -
I received a store card I didn’t apply for. Should I cancel it?
What do you do if you receive a credit card you didn’t apply for?
4 min read Apr 25, 2024 -
What happens if you don’t use your credit card?
Here’s how you should be thinking about those unused credit cards in your wallet.
6 min read Apr 04, 2024 -
How to read a credit report
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
7 min read Mar 27, 2024 -
What credit cards can you get with a 700 credit score?
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
3 min read Jan 25, 2024 -
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How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read Dec 14, 2023 -
Can I get a credit card without a Social Security number?
You may not need an SSN to access credit if you have a credit file or an ITIN.
4 min read Jul 31, 2023 -
Credit card default: How it happens, what to do about it
Learn more about credit card default and what to do if you find yourself in that situation.
5 min read Jul 14, 2023 -
What is a good credit utilization ratio?
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
4 min read Jun 23, 2023 -
What is the average credit score, and how can you improve yours?
This critical 3-digit number can open—or close—doors to great interest rates.
6 min read Jun 21, 2023 -
Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Apr 20, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Jan 12, 2023 -
How to prequalify for an Amex credit card
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
7 min read Jan 05, 2023 -
Do I have to pay off credit card debt that’s been sold to a collector?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
5 min read Sep 30, 2022 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Sep 07, 2022 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022 -
Do preapproved credit card offers affect your credit?
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
3 min read Aug 30, 2022
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