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Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Closing a card can increase your credit utilization, which can hurt your score.
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
A credit line increase can help you to increase your spending power and boost your credit score.
A Bank of America credit limit increase is possible, but you may need to ask.
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
What do you do if you receive a credit card you didn’t apply for?
Here’s how you should be thinking about those unused credit cards in your wallet.
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
Even though they don’t impact your credit utilization, charge cards still impact your credit.
Learn how to check your business credit score, including paid and free options.
Lenders will view you less favorably if you have bad credit, but there’s hope.
Learn about balance transfers with Amex and which cards include intro APR offers.
Here’s what you need to do to get your score within a good credit range.
This guide goes over the main determinants of your credit score, which factors matter the most and more.
A look into what impacts your credit score, plus what credit score you need to qualify for different types of credit cards.
You may not need an SSN to access credit if you have a credit file or an ITIN.
Equifax, Experian and TransUnion are the three major credit bureaus.
Depending on why it’s low, it can take months or even years to raise your credit score.