
Why is good credit so important?
Here’s what you need to do to get your score within a good credit range.
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Here’s what you need to do to get your score within a good credit range.
A look into what credit score you need to qualify for different types of credit cards.
Your credit report is a detailed record of your credit history.
Discover how credit limits work and what you can do to increase yours.
Here’s how you should be thinking about those unused credit cards in your wallet.
Credit scores can benefit from the activity reported from an authorized user.
Earning an 800 credit score proves you’re a creditworthy consumer.
Even though they don’t impact your credit utilization, charge cards still impact your credit.
Closing a card can increase your credit utilization, which can hurt your score.
A credit line increase can help boost your spending power and your credit score.
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
Safeguard your score by understanding when your issuer reports to the bureaus.
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
Closing the account may affect your credit score, but it will depend on your current credit factors.
A Bank of America credit limit increase is possible, but you may need to ask.
Depending on why it’s low, it can take months or even years to raise your credit score.
This guide goes over the main determinants of your credit score, which factors matter the most and more.
Use these tips to continue building credit responsibly, even during a period of unemployment.