10 credit card mistakes to avoid in 2025
Avoid these 10 credit card mistakes this year to make the best use of your credit.
9 min read
Feb 03, 2025
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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How to get a business credit card with an EIN only
You may be able to apply for a business credit card using your EIN only.
7 min read Jan 30, 2025 -
5 reasons to pay more than the minimum on your credit card
Pay off your credit card faster by making more than the monthly minimum payment
6 min read Jan 30, 2025 -
Can you pay rent with a credit card?
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
9 min read Jan 24, 2025 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
7 min read Jan 21, 2025 -
Survey: Nearly half of American credit cardholders still carry debt, many for at least a year
48 percent of cardholders are in debt, down slightly from earlier this year.
6 min read Jan 08, 2025 -
Can a credit card company come after my house?
If you own your primary residence, you may be wondering if creditors could get their hands on it.
4 min read Jan 02, 2025 -
Understanding credit card addiction and how to get help
The sooner you seek help, the sooner you can take steps toward recovery.
8 min read Dec 21, 2024 -
Even credit card writers make mistakes. How I’ve gotten myself into (and out of) debt
Everyone makes mistakes, including credit card writers. It’s how you react that makes the difference.
5 min read Dec 17, 2024 -
What is debt management?
If you are overwhelmed with debt, a debt management program could provide relief.
5 min read Dec 05, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
6 min read Dec 05, 2024 -
How to repair your credit in 5 steps
Employ the tactics outlined in this credit repair guide and get your score back on track.
6 min read Nov 25, 2024 -
Can you buy a home while carrying credit card debt?
You can, but a lot depends on credit utilization. Here’s what that means and how it factors into getting a mortgage.
3 min read Nov 04, 2024 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
8 min read Oct 18, 2024 -
Should I use a HELOC to pay off credit card debt?
It’s a good way to get those balances off your back, but beware the risks.
8 min read Oct 01, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Sep 27, 2024 -
How to tell if debt settlement is a good idea for you
Debt settlement is a risky way to lower debt but could be a good last resort.
9 min read Sep 26, 2024 -
5 Credit Card Payoff Tips From Experts at the Women in Money Conference
When female financial influencers get together, the high-quality advice is easy to come by.
5 min read Sep 19, 2024 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Aug 23, 2024 -
How to cancel credit cards for someone who is deceased
Canceling a card for someone who is deceased isn’t difficult, but it’s an important task to complete.
8 min read Aug 08, 2024
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