What credit score do you need for a 0% intro APR card?
Find out what credit score you need for a 0 percent intro APR credit card.
7 min read
Mar 24, 2025
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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The psychological benefits of paying off debt
When debt is paid off, the benefits go well beyond the bank.
7 min read Mar 21, 2025 -
What is penalty APR and how do you avoid it?
Learn about penalty APRS and how to avoid them.
7 min read Mar 18, 2025 -
What is the limit for a balance transfer card?
How much can you balance transfer? Get the facts to pay down your debt.
7 min read Mar 14, 2025 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
4 min read Mar 13, 2025 -
Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
5 min read Mar 12, 2025 -
5 ways a 0% APR credit card could actually hurt your credit
A 0 percent intro APR card can hurt your credit in some instances, so use it well.
4 min read Mar 12, 2025 -
How to do a credit card balance transfer
Here’s how to do a balance transfer, which could help you pay off debt faster.
7 min read Mar 07, 2025 -
Can you get a balance transfer card with bad credit?
Find out how you can qualify for a balance transfer card with bad credit.
4 min read Mar 05, 2025 -
How to do a balance transfer with Citi
Discover everything you need to know about transferring a balance with Citi.
4 min read Feb 28, 2025 -
Best debt relief options for credit card debt
Have credit card debt you need relief for? Here are your debt relief options.
6 min read Feb 28, 2025 -
How to do a balance transfer with Wells Fargo
A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
6 min read Feb 27, 2025 -
Which cards still offer a 21-month intro APR?
There are several 21-month balance transfer cards on the market.
7 min read Feb 24, 2025 -
Want to get out of credit card debt? Here’s how this couple paid off $27,000 in 18 months
This is how one couple successfully dug themselves out of nearly $27,000 in debt.
6 min read Feb 20, 2025 -
What is the date of first delinquency on credit card debt?
Discover what the “date of first delinquency” on credit card debt means.
4 min read Feb 19, 2025 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
4 min read Feb 18, 2025 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
7 min read Feb 12, 2025 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
8 min read Feb 12, 2025 -
Can you go to jail for credit card debt?
You won’t go to jail for credit card debt, but you may end up in court.
5 min read Feb 10, 2025 -
How to break the credit card debt cycle
Learn about five ways in which you can break out of the credit card debt cycle.
4 min read Feb 07, 2025
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