Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
8 min read Dec 13, 2024 -
Is it illegal to use a business credit card for personal expenses?
No, but mixing business and personal expenses can have some serious consequences.
6 min read Dec 13, 2024 -
Should I get a student credit card?
A student credit card is a big deal. Here’s what you should know before getting one.
4 min read Dec 13, 2024 -
Credit card issuers that offer contactless cards
Most major credit card issuers offer this option, making transactions quicker and safer.
4 min read Dec 12, 2024 -
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?
Need a balance transfer? Is Discover it Cash Back or Citi Diamond Preferred best?
4 min read Dec 12, 2024 -
Do I have to pay off credit card debt that’s been sold to a collector?
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
6 min read Dec 11, 2024 -
What should I do if I find someone’s credit card?
Found a lost credit card? Here’s what you should do next.
4 min read Dec 10, 2024 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Dec 09, 2024 -
Don’t sleep on the “online shopping” rewards category
“Online shopping” is an all-too-often forgotten credit card bonus category. Here’s why it could be one of the most lucrative bonus categories out there.
5 min read Dec 09, 2024 -
Why the Amex Platinum is a great card for active duty military
Get all the generous benefits this card offers for an annual fee of $0.
7 min read Dec 09, 2024 -
Travel fees you can avoid with the right card lineup
By leveraging the right credit cards, you can save money on travel.
4 min read Dec 09, 2024 -
What is credit card churning?
Signing up for too many cards to score welcome bonuses can be dangerous
7 min read Dec 06, 2024 -
How long does it take to get a credit card?
The credit card approval process can be a relatively speedy, but it may take weeks.
5 min read Dec 06, 2024 -
How to cancel a credit card without hurting your credit score
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
5 min read Dec 05, 2024 -
It took me five years to achieve excellent credit. Now what?
Achieving excellent credit helped me refinance a loan and get better credit card offers.
7 min read Dec 05, 2024 -
Why did my credit card issuer just increase my credit limit?
Responsible credit usage or change in income may result in a credit increase.
5 min read Dec 05, 2024 -
Can you buy lottery tickets with a credit card?
Find out if states prohibit using your credit card for lottery ticket purchases and the reasons why.
3 min read Dec 04, 2024 -
Can you get a business credit card without a business?
Find out if you can get a business credit card for a side gig, without owning a business.
7 min read Dec 04, 2024 -
How to do a balance transfer with Capital One
You can transfer a balance to a Capital One card in a few easy steps.
6 min read Dec 03, 2024 -
My immigrant parents preached these 5 credit card rules. Here’s how they hold up.
My immigrant parents urged me to only carry a few cards, use them sparingly and never pay interest, among other lessons — how many still hold up?
7 min read Dec 03, 2024