Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Latest credit card advice articles
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Average credit card debt in the U.S.
American credit card balances rose to $1.13 trillion in the last quarter of 2023
4 min read Feb 14, 2024 -
6 ways to get bigger credit card bonuses
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
3 min read Feb 13, 2024 -
If you return a purchase, can you keep the credit card rewards?
Returning an item purchased with credit will cause points earned to be deducted.
4 min read Feb 09, 2024 -
How to rent a car with points and miles
Booking car rentals with rewards points can offer some value to travelers.
4 min read Feb 09, 2024 -
When to use credit cards for large purchases
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.
7 min read Feb 08, 2024 -
Are retail credit cards worth it?
Store credit cards reward loyalty, but they may not be the best choice for you.
6 min read Feb 08, 2024 -
How to pick the right credit card for you
A quick guide on how to choose a credit card that fits your goals and spending.
9 min read Feb 06, 2024 -
Best credit cards for paying off debt
A credit card with a 0 percent intro APR can help you pay off debt.
4 min read Jan 30, 2024 -
How long should I wait between credit card applications?
Making too many credit card applications in a short period can hurt your credit score
5 min read Jan 29, 2024 -
Cashback Monitor guide
Cashback Monitor tracks cashback earning rates across many online shopping portals.
5 min read Jan 26, 2024 -
Small business credit cards vs. corporate credit cards: What’s best for your growing business?
Small business credit cards tend to come with personal liability
5 min read Jan 26, 2024 -
How can I get a credit card refund for my canceled flight?
Here’s how to get refunded for your canceled Southwest flight.
3 min read Jan 26, 2024 -
Can I cancel a credit card application?
Can you cancel a credit card application? Yes, but only if it’s pending a decision.
7 min read Jan 26, 2024 -
Can you buy cryptocurrency with a credit card?
Credit cards are great for many types of purchases – but not cryptocurrency.
4 min read Jan 26, 2024 -
Best credit cards after bankruptcy
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
6 min read Jan 25, 2024 -
What credit cards can you get with a 700 credit score?
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
3 min read Jan 25, 2024 -
How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
5 min read Jan 22, 2024 -
How long does it take to get a credit card?
The credit card approval process can be a relatively speedy, but it may take weeks.
5 min read Jan 22, 2024 -
Looking to avoid credit card interest rate hikes? Here’s why you don’t actually want a fixed-rate card
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
5 min read Jan 22, 2024 -
Can you get your credit card’s annual fee waived?
Credit cards with the best benefits usually come with an annual fee. The good news is that it’s possible to have a great rewards credit card and avoid paying an annual fee.
5 min read Jan 19, 2024