Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency or unplanned expense, but it comes with high interest and transaction fees. Here’s how to minimize the cost of a cash advance.
5 min read Oct 08, 2024 -
Walmart+ vs. Amazon Prime: Which shopping subscription service is better?
Both of these services offer very similar benefits and features, but which is better for you?
7 min read Oct 07, 2024 -
I was afraid of credit cards. Here are 6 things I learned while getting my first one.
Here are 6 things I learned while getting my first credit card.
6 min read Oct 07, 2024 -
How to close a Chase credit card
Learn how to close your Chase account and whether you should.
5 min read Oct 07, 2024 -
How I built my credit with a credit card
I raised my credit score by more than 120 points with credit cards. Here’s how.
6 min read Oct 07, 2024 -
How to send money with a credit card
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
5 min read Oct 07, 2024 -
Can you rent a car with a debit card?
Most rental car companies make you take extra steps to rent with a debit card.
9 min read Oct 04, 2024 -
How to change the name on your credit card
Reach out to your credit card issuer to request a name change on your card.
6 min read Oct 04, 2024 -
How to see if you’re prequalified for a credit card
Credit card preapproval or prequalification — Which one is better and how to get it.
11 min read Oct 04, 2024 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Oct 03, 2024 -
Merchant services 101: A complete guide
Finding a way to process payments is a crucial part of managing your business.
3 min read Oct 03, 2024 -
Bank of America Customized Cash Rewards vs. Amex Blue Cash Preferred
Both cards offer competitive rewards tailored to different spending categories.
4 min read Oct 02, 2024 -
What to state as income on a student credit card application
Unemployed students can still get a student credit card if they have other income.
6 min read Oct 02, 2024 -
What does it mean when your credit card application is pending?
Here’s what you need to know about a pending application.
4 min read Oct 02, 2024 -
The Chase trifecta: What it is and how to maximize it
Learn about a popular Chase card combo strategy and whether it’s right for you
8 min read Oct 02, 2024 -
Should I close my credit card if I have a high interest rate?
Learn when to say goodbye to your high-interest credit card and when to keep it.
5 min read Oct 01, 2024 -
Can a business charge for using a credit card?
Businesses tend to cover merchant fees, but other times consumers eat the cost.
9 min read Sep 30, 2024 -
How to get a business credit card with an EIN only
Depending on your business’ revenue and size, you may be able to apply for a business credit card using your EIN only.
7 min read Sep 28, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Sep 27, 2024 -
Does having two credit cards help build credit faster?
Having two credit cards can help you build credit faster, but it depends on how you use them.
6 min read Sep 27, 2024