Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What credit score do you need for a credit card?
A look into what credit score you need to qualify for different types of credit cards.
4 min read Nov 05, 2024 -
American Express travel portal guide
Learn how to book flights, hotels and more through AmexTravel.com
9 min read Nov 04, 2024 -
How do travel credit cards work?
Earning travel rewards with credit cards can help offset travel expenses.
5 min read Nov 04, 2024 -
Are travel credit cards worth it?
Here are some tips to determine whether a travel card is right for you.
7 min read Nov 02, 2024 -
What is EMV compliance law and should your business worry about it?
Follow these tips to remain EMV compliant when processing chip-enabled credit cards.
6 min read Oct 31, 2024 -
Can you change a secured credit card to an unsecured card?
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
4 min read Oct 30, 2024 -
Want a better credit card interest rate? Try smaller banks or credit unions
Big banks charge higher rates than small banks or credit unions, per the CFPB.
7 min read Oct 30, 2024 -
How much are IHG One Rewards points worth?
The IHG Rewards Club is worth considering if you’re traveling with IHG’s brands.
6 min read Oct 30, 2024 -
How does the Capital One Purchase Eraser work?
Easily wipe purchases off your Capital One credit card account.
5 min read Oct 29, 2024 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
6 min read Oct 29, 2024 -
How to maximize flat-rate cash back credit cards
Rack up flat-rate cash back rewards with these tips.
7 min read Oct 25, 2024 -
Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards
6 min read Oct 25, 2024 -
What you need to know about your credit score
This guide goes over the main determinants of your credit score, which factors matter the most and more.
5 min read Oct 24, 2024 -
Need another balance transfer? Don’t feel ashamed
A second balance transfer can help you continue to pay off debt, but know the risks involved.
6 min read Oct 23, 2024 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
5 min read Oct 23, 2024 -
Do I need credit card travel insurance?
Here’s everything you need to know about credit card travel insurance.
9 min read Oct 23, 2024 -
Are retail credit cards worth it?
Store credit cards reward loyalty, but they may not be the best choice for you.
8 min read Oct 22, 2024 -
Can you get your credit card’s annual fee waived?
Learn how to have a great rewards credit card and avoid paying an annual fee.
6 min read Oct 22, 2024 -
Are credit cards that automatically reward your top spending categories a good deal?
Some cards automatically offer rewards in your top spending categories each period.
4 min read Oct 21, 2024 -
Guide to United Airlines partners
Earn and redeem United miles with a vast network of Star Alliance and United partner airlines when you book future travel.
11 min read Oct 21, 2024