Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Jan 12, 2023 -
How I earned $1,701 in credit card rewards in 2022 and what I’m planning for 2023
Here’s how I earned $1,701 in credit card rewards in 2022.
4 min read Jan 06, 2023 -
Recession-proof your finances, pay off credit card debt now
Paying off your credit card debt now can make you more financially resilient later.
5 min read Jan 05, 2023 -
PayPal Honey review 2023: Does the extension really work?
Find out how this browser extension works and whether PayPal Honey is legit.
3 min read Jan 02, 2023 -
What is an adjusted balance?
What is an adjusted balance, and how does it affect how much you pay in interest?
4 min read Nov 18, 2022 -
“Crypto winter” affecting crypto credit cards
You can earn credit card rewards in the form of cryptocurrency, but is it a good idea?
4 min read Nov 18, 2022 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022 -
Top reasons your issuer might close your credit card account
Card issuers may cancel a card for a few reasons. Here’s what you should know.
3 min read Sep 02, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Sep 01, 2022 -
How long can a credit card issuer take to resolve my billing error dispute?
The Fair Credit Billing Act provides an actual timeframe for the issuer to resolve disputes, so it can’t stretch out its investigation indefinitely.
3 min read Dec 20, 2021 -
Can a credit card be canceled after being approved?
Here’s what you can do if your new credit card doesn’t meet your expectations.
3 min read Dec 16, 2021 -
Bank of America launches new travel rewards card and expands Preferred Rewards
Bank of America is entering into the premium travel card space with the introduction of its Premium Rewards Elite Credit Card.
4 min read Dec 10, 2021 -
American Express waiving ‘Plan It’ fees during the holiday season
As the “buy now, pay later” (BNPL) industry continues to grow, traditional credit card issuers are adapting their offerings to lean into this trend.
5 min read Nov 05, 2021 -
Changing the due date on your credit card bills
Balance your cash flow by reordering your credit card payment dates.
6 min read Oct 26, 2021 -
Gen Z would rather discuss their love life than credit card debt
Young Americans would rather discuss their personal life than their credit card balances.
4 min read Oct 13, 2021 -
Poll: COVID-19 causes debt surge for some consumers
For some, the COVID-19 pandemic now means carrying a bigger credit card balance.
6 min read Sep 27, 2021 -
How small business owners can use credit cards to stay afloat
Many small business owners are struggling because of the coronavirus. Here’s how some small business owners are using credit cards to their advantage.
6 min read Sep 27, 2021 -
Credit card debt plagues renters as eviction moratorium expires
Renters are struggling at the household level, but there are resources to help.
3 min read Sep 03, 2021 -
U.S. is easing travel restrictions. Time to use your rewards?
As travel restrictions ease, there are questions surrounding whether it is time to use travel cards and points once more. Read to find out how to maximize your points or use your travel card in a different [...]
4 min read Jul 22, 2021 -
State of Gen Z personal finance: Are the kids alright?
Gen Z aren’t just kids and teenagers anymore. Adult Gen Zers (18-24 years old) are graduating from high school and starting college or a career. This is the time when they may begin to feel a measure [...]
5 min read May 05, 2021