Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Why I love the Chase Freedom Flex
I’m only using two credit cards these days, and I appreciate the Chase Freedom Flex’s versatility.
4 min read Oct 04, 2023 -
How long does it take for my credit card payment to post?
Credit card payment processing times may vary, but tend to pass in just a few days.
3 min read Oct 03, 2023 -
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?
A balance transfer credit card can be a valuable tool when you need to pay off debt.
6 min read Sep 25, 2023 -
How to maximize rewards on an international trip
Everything you need to know about earning the most points possible during your next trip abroad.
5 min read Sep 11, 2023 -
Guide to refunds and elite status during coronavirus
Our updated guide explains refund guidelines and elite status requirements for airlines during coronavirus.
8 min read Aug 11, 2023 -
Can you pay student loans with a credit card?
You may have to get creative to pay for your student loans with a credit card.
5 min read Aug 07, 2023 -
How to report credit card fraud
Learn more about how to reduce your chances of experiencing credit card fraud.
5 min read Jul 31, 2023 -
Can you pay a credit card with another credit card?
Credit card debt can be tricky, but a balance transfer card may be able to help.
5 min read Jul 28, 2023 -
Credit card default: How it happens, what to do about it
Learn more about credit card default and what to do if you find yourself in that situation.
5 min read Jul 14, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023 -
What is the Chase 5/24 rule?
If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.
4 min read Jul 07, 2023 -
Cards that get you top-tier hotel elite status via card spending
Whether you’re a business traveler or taking the family on a much-needed vacation, having elite status can pay off.
6 min read Jun 30, 2023 -
Should you downgrade your credit card?
If your credit card has a high annual fee, downgrading may be an option to save money and your credit score.
5 min read Jun 30, 2023 -
What is a good credit utilization ratio?
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
4 min read Jun 23, 2023 -
New to credit cards? Don’t buy into these myths
Don’t buy into these common misconceptions about credit cards.
3 min read Jun 21, 2023 -
How to save on weddings using credit cards
A smart credit card strategy can help you pay off a wedding or get a free honeymoon.
3 min read Jun 15, 2023 -
What is a virtual credit card?
A virtual credit card uses randomly generated numbers to protect your card information.
6 min read Jun 15, 2023 -
LGBTQ+ guide to personal finance 2023
Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance.
9 min read Jun 09, 2023 -
How to use CardMatch
CardMatch lets you see multiple prequalified credit card offers in one place.
6 min read Jun 08, 2023 -
Are credit card fees tax deductible?
Which credit card fees can you deduct for tax purposes?
2 min read May 03, 2023