Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What does it mean when your credit card application is pending?
Credit card issuers occasionally need extra time to accept or decline a credit card application. Here’s what you need to know about a pending application.
4 min read Dec 07, 2022 -
“Crypto winter” affecting crypto credit cards
You can earn credit card rewards in the form of cryptocurrency, but is it a good idea?
4 min read Nov 18, 2022 -
Should you apply for a new credit card during the holidays?
Here are some tips for applying for a credit card during the holidays.
3 min read Nov 17, 2022 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
6 min read Nov 10, 2022 -
Best credit cards for a Disney vacation
Make your next Disney trip more magical with the right credit card.
12 min read Nov 10, 2022 -
Best credit cards for home improvement
Maintaining a home can be pricey, but these credit cards can help.
12 min read Nov 07, 2022 -
How to use a 0% intro APR card for holiday shopping
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
3 min read Oct 17, 2022 -
Credit card trends in 2023
Here are some credit card industry trends we anticipate in 2023.
5 min read Oct 10, 2022 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Sep 30, 2022 -
Do I have to pay off credit card debt that’s been sold to a collector?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
5 min read Sep 30, 2022 -
Click to Pay: What it is, how it works
Click to Pay is a one-click online shopping tool.
5 min read Sep 13, 2022 -
How long can a credit card charge be pending?
Pending credit card transactions may take a few days depending on the merchant.
3 min read Sep 08, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Sep 08, 2022 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Sep 07, 2022 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022 -
Top reasons your issuer might close your credit card account
Card issuers may cancel a card for a few reasons. Here’s what you should know.
3 min read Sep 02, 2022 -
How to activate a credit card
Credit card activation is simple enough once you receive your new credit card.
6 min read Sep 01, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Sep 01, 2022 -
Do preapproved credit card offers affect your credit?
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
3 min read Aug 30, 2022 -
What do the numbers on your credit card mean?
Your credit card’s 15 or 16-digit number helps authenticate transactions.
3 min read Aug 29, 2022