Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What income do you need to get a credit card?
Learn the minimum income requirements needed to qualify for a credit card.
5 min read Feb 08, 2023 -
How to upgrade or downgrade a Chase credit card
Here’s what you should know about changing to a new Chase card.
6 min read Feb 08, 2023 -
8 bad credit card habits you need to break
These 8 bad credit card habits could be holding you back.
7 min read Feb 02, 2023 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
6 min read Jan 26, 2023 -
Best credit cards for paying taxes in 2023
Which credit cards are best for paying taxes?
7 min read Jan 25, 2023 -
Best credit cards with cellphone insurance
Theft, loss or damage to your phone can happen — consider a card that will cover it.
5 min read Jan 25, 2023 -
Biggest credit card scams to look out for in 2023
Credit card scams are getting more sophisticated in 2023.
7 min read Jan 23, 2023 -
4 things young Americans should know about credit cards in 2023
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.
5 min read Jan 18, 2023 -
Best-looking credit cards for 2023
Here are our picks for the best-looking credit cards — and how you can use them.
11 min read Jan 13, 2023 -
Credit card fraud statistics
Credit card fraud is the second most common type of identity theft in the U.S.
6 min read Jan 12, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Jan 12, 2023 -
Is it better to pay off your credit card or keep a balance?
Many credit card holders choose to carry a balance on their card, but this strategy costs more in the long run and your credit score is better served by paying your balance in full.
3 min read Jan 11, 2023 -
How I earned $1,701 in credit card rewards in 2022 and what I’m planning for 2023
Here’s how I earned $1,701 in credit card rewards in 2022.
4 min read Jan 06, 2023 -
How to prequalify for an Amex credit card
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
7 min read Jan 05, 2023 -
Recession-proof your finances, pay off credit card debt now
Paying off your credit card debt now can make you more financially resilient later.
5 min read Jan 05, 2023 -
PayPal Honey review 2023: Does the extension really work?
Find out how this browser extension works and whether PayPal Honey is legit.
3 min read Jan 02, 2023 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
5 min read Dec 22, 2022 -
How to pay a credit card bill
Learn how to pay your credit card, when you should pay your bill and more.
5 min read Dec 13, 2022 -
Debit vs. credit: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
8 min read Dec 12, 2022 -
How to request a credit line increase with Credit One
Learn how to request a credit line increase with Credit One, including what to do if you’re denied.
5 min read Dec 08, 2022