Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What do the numbers on your credit card mean?
Your credit card’s 15 or 16-digit number helps authenticate transactions.
5 min read Sep 25, 2024 -
7 credit card tips for beginners
Find out the best practices for your first credit card and which pitfalls to avoid.
6 min read Sep 24, 2024 -
What is a statement credit?
A statement credit, which is a card benefit, can help bring down your card balance.
6 min read Sep 23, 2024 -
Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
5 min read Sep 20, 2024 -
How long can a credit card charge be pending?
Pending credit card transactions may take a few days depending on the merchant.
3 min read Sep 20, 2024 -
Everything you need to know about credit utilization ratio
Credit utilization is a big part of your credit score, and you should take steps to manage it well.
10 min read Sep 20, 2024 -
Small business credit cards vs. corporate credit cards: What’s best for your growing business?
Determine which business card type is best for growing your business.
5 min read Sep 20, 2024 -
How to use Bank of America travel rewards points
Bank of America travel cards can be lucrative, but rewards will vary by card.
5 min read Sep 20, 2024 -
Is the Capital One Savor card worth it?
The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.
4 min read Sep 20, 2024 -
How to contact your credit card issuer
When contacting your credit card issuer, preparing for the call means you’re more likely to get you what you need.
4 min read Sep 20, 2024 -
How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
5 min read Sep 19, 2024 -
Reader question: Turned down for Delta card. What’s next?
One reader’s application for a Delta credit card was denied. What now?
6 min read Sep 18, 2024 -
How to activate a credit card
Credit card activation is simple enough once you receive your new credit card.
5 min read Sep 18, 2024 -
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Flex
Compare and contrast these two top of the line rotating bonus category cards.
5 min read Sep 18, 2024 -
Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
4 min read Sep 15, 2024 -
How to upgrade or downgrade a Chase credit card
Here’s what you should know about changing to a new Chase card.
7 min read Sep 13, 2024 -
Cashback Monitor guide
Cashback Monitor tracks cashback earning rates across many online shopping portals.
4 min read Sep 12, 2024 -
How to get a cash advance with Capital One
How Capital One cash advances work and what you should consider before you request one.
5 min read Sep 12, 2024 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
5 min read Sep 12, 2024 -
Best credit cards for rental car insurance
Rental car insurance can be a significant travel expense, but many credit card providers offer rental coverage as a perk.
3 min read Sep 12, 2024